Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 30 November 2024
- Accounts are overdue at Companies House
- Its whole board of directors changed in September 2026
Responsible principal firm
A S Financial Limited Reference number: 527263 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Lucid International Group Ltd (FRN 999290) is an AR of A S Financial Limited (FRN 527263). When you use The Lucid International Group's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Lucid International Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Langstone Gate, Solent Road, Havant, PO9 1TR, United Kingdom
In the full report: 2 background checks
- What kind of line 020 3301 6690 is, and the other firm that gives it
- Who else gives the postcode PO9 1TR
FCA permissions and consumer protection
- Protection through the principal firmProtection works through A S Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Accounts are overdue at Companies House.
- Company number
- 14914443 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 June 2023 (3 years old)
- Registered office
- 4 Canalside Mews, Woking, GU21 6AT, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Mark Douglas Lonsdale | Director | Sep 1981 | 10 Sep 2026 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
£3,509
No earlier figure to compare
Cash at bank
£86.6k
No earlier figure to compare
Employees (average)
0
No earlier figure to compare
Owed within a year
£85.0k
No earlier figure to compare
Its next accounts are overdue at Companies House.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14914443. Figures are exactly as filed; nothing is estimated.
Key dates in its history
The Lucid International Group’s history from the FCA register and Companies House, newest first.
2026
10 September 2026
- Board replaced: its only director left and a new director took over
Companies House
2023
7 July 2023
- Became an appointed representative
FCA register
5 June 2023
- Incorporated at Companies House
- Yasmeen Ayesha Ali Khan took control (75–100% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (4 shown here)
- Every director appointment and resignation: 5
Firms connected to The Lucid International Group
Other FCA-listed firms that share a director, phone number or address with The Lucid International Group. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its phone number
- 1
- share its postcode
- 2
In the full report: all 3 connected firms, named
- How each is linked: the same phone number (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like The Lucid International Group
Other firms of the same type (insurance broker), nearest first.
In Havant
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Lucid International Group
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 9 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk