The Mortgage Advice Centre

Reference number: 414226

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Appointed representative

The Mortgage Advice Centre does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Mortgage Advice Centre (FRN 414226) is an AR of Quilter Financial Services Limited (FRN 440703). When you use The Mortgage Advice Centre's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Mortgage Advice Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When themortgageadvicecentre.net first appeared online, and whether it can receive email
  • What kind of line 028 8225 0000 is
  • Who else gives the postcode BT78 1BP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Noel Stewart Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

The Mortgage Advice Centre’s history from the FCA register and Companies House, newest first.

2026

2 September 2026

  • Stopped trading as "Noel Stewart"

FCA register

2011

4 May 2011

  • Began trading as "Noel Stewart"

FCA register

2004

9 November 2004

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like The Mortgage Advice Centre

Other firms of the same type (mortgage adviser or broker), nearest first.

In Omagh

Campbell Financial NI LtdOmaghAppointed representativeCathal McAnenlyOmaghAppointed representativeClare McEnhillOmaghAppointed representativeIan ForsytheOmaghAppointed representativeMaze Mortgages and Protection LtdOmaghAppointed representativeSean CurranOmaghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Mortgage Advice Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is The Mortgage Advice Centre FCA authorised?
The Mortgage Advice Centre (FRN 414226) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Mortgage Advice Centre?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Mortgage Advice Centre (FRN 414226) is an AR of Quilter Financial Services Limited (FRN 440703). When you use The Mortgage Advice Centre's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Mortgage Advice Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Mortgage Advice Centre’s phone number and website?
The FCA register lists the phone number 028 8225 0000 and the website themortgageadvicecentre.net for The Mortgage Advice Centre. If you were given different contact details, use these to check with the firm before going any further.
Is The Mortgage Advice Centre a scam or clone?
The Mortgage Advice Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Mortgage Advice Centre?
Protection works through Quilter Financial Services Limited, the principal firm responsible for The Mortgage Advice Centre's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does The Mortgage Advice Centre use any other names?
It has previously used the name Noel Stewart.

Sources and links

The full report on The Mortgage Advice Centre

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