Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Mortgage Confidant Ltd (FRN 1047022) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use The Mortgage Confidant's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Mortgage Confidant, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
2 York Street, Clitheroe, Lancashire, BB7 2DL, United Kingdom
In the full report: 2 background checks
- What kind of line 07901 018047 is
- Who else gives the postcode BB7 2DL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16853952 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 November 2025 (less than a year old)
- Registered office
- 2 York Street, Clitheroe, BB7 2DL, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Margaret Ingham | Director | Feb 1977 | 13 Nov 2025 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Key dates in its history
The Mortgage Confidant’s history from the FCA register and Companies House, newest first.
2026
7 January 2026
- Became an appointed representative
FCA register
2025
13 November 2025
- Incorporated at Companies House
- Margaret Ingham took control (75–100% of shares)
- Margaret Ingham appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to The Mortgage Confidant
Other FCA-listed firms that share a director, phone number or address with The Mortgage Confidant. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like The Mortgage Confidant
Other firms of the same type (mortgage adviser or broker), nearest first.
In Clitheroe
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Mortgage Confidant
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 4 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is The Mortgage Confidant Ltd FCA authorised?
What does appointed representative mean for The Mortgage Confidant?
What is The Mortgage Confidant’s phone number?
Is The Mortgage Confidant a scam or clone?
Is my money safe with The Mortgage Confidant?
Who owns The Mortgage Confidant?
Who runs The Mortgage Confidant?
How long has The Mortgage Confidant been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk