The Mortgage Helpline UK: FCA regulated?

Authorised by the FCA

The Mortgage Helpline UK is on the FCA register and authorised to carry out regulated activities.

Authorised for 22 years
Your funds are protected by FSCS
No FCA actions

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

themortgagehelpline.com (opens in a new tab)
Phone number

01253 404154
Address

330 Lytham Road, Blackpool, Lancashire, FY4 1DW, United Kingdom

In the full report: 3 background checks

When themortgagehelpline.com first appeared online, and whether it can receive email
What kind of line 01253 404154 is
Who else gives the postcode FY4 1DW

Other names (1)

If you were contacted under any of these names, it is this firm.

Uk Mortgage Help Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (11 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

The Mortgage Helpline UK’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2004

2 November 2004

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

In the full report: all 6 events

All 6 events in its history (3 shown here)

Firms connected to The Mortgage Helpline UK

Other FCA-listed firms that share a director, phone number or address with The Mortgage Helpline UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like The Mortgage Helpline UK

Other firms of the same type (mortgage adviser or broker), nearest first.

In Blackpool

Fresh Money LimitedBlackpoolAuthorised M6 Mortgage Advice LtdBlackpoolAuthorised Choices Mortgage Centre LtdBlackpoolAppointed representative Dmacdonald Mortgages LtdBlackpoolAppointed representative Laura Ruth ThompsonBlackpoolAppointed representative Mortgage My Homes LimitedBlackpoolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Mortgage Helpline UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 background checks on its contact details
All 6 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is The Mortgage Helpline UK FCA authorised?

Yes, The Mortgage Helpline UK (FRN 303282) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is The Mortgage Helpline UK’s phone number and website?

The FCA register lists the phone number 01253 404154 and the website themortgagehelpline.com for The Mortgage Helpline UK. If you were given different contact details, use these to check with the firm before going any further.

Is The Mortgage Helpline UK a scam or clone?

The Mortgage Helpline UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with The Mortgage Helpline UK?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Mortgage Helpline UK to the Financial Ombudsman Service, free of charge.

Does The Mortgage Helpline UK use any other names?

It trades as Uk Mortgage Help.