The Mortgage Shop (NI) Ltd
Reference number: 201108
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 34 years
- Protected through the principal
- No FCA actions
- Active company since 1992
- Accounts filed up to 31 August 2025
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Mortgage Shop (NI) Ltd (FRN 201108) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use The Mortgage Shop (NI)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Mortgage Shop (NI), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
6 Wellington Place, Belfast, BT1 6GE, Northern Ireland
In the full report: 3 background checks
- When themortgageshop.net first appeared online, and whether it can receive email
- What kind of line 028 9023 2002 is, and the 2 other firms that give it
- Who else gives the postcode BT1 6GE
Other names (10)
If you were contacted under any of these names, it is this firm.
- Harte Mortgages and Protection Trading name: A name it trades under now.
- The Mortgage Shop Trading name: A name it trades under now.
- Albert Paul Mawhinney Former trading name: A name it used to trade under.
- The Mortgage Shop Direct Former trading name: A name it used to trade under.
- TMS Commercial Former trading name: A name it used to trade under.
- T.M.S Financial Former trading name: A name it used to trade under.
- TMS Financial Services Former trading name: A name it used to trade under.
- TMS Homes Former trading name: A name it used to trade under.
- TMS Properties Former trading name: A name it used to trade under.
- Wilson Mortgages Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- MORTGAGE SHOP (N.I.) LIMITED-THE
- Company number
- NI026842 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 August 1992 (34 years old)
- Registered office
- 6 Wellington Place, Belfast, BT1 6GE, Northern Ireland
- Nature of business
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- Other activities auxiliary to insurance and pension funding (SIC 66290)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Susan Josephine Mc Aleer | Director | Nov 1963 | 28 Aug 1992 | None |
| Gerard Patrick Lundy | Director | Aug 1950 | 1 Sep 2014 | None |
| Gerard Lundy | Secretary | Not published | 16 Nov 2007 | – |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
£892k
−12% from £1.01m
Cash at bank
£621k
+37% from £452k
Employees (average)
10
Same as 10
Owed within a year
£614k
+51% from £406k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company NI026842. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
The Mortgage Shop (NI)’s history from the FCA register and Companies House, newest first.
2016
1 July 2016
- Susan Josephine McAleer took control (75–100% of shares)
Companies House
1992
28 August 1992
- Incorporated at Companies House
- Became an appointed representative
Companies House · FCA register
In the full report: all 27 events
- All 27 events in its history (3 shown here)
- Every director appointment and resignation: 6
Firms connected to The Mortgage Shop (NI)
Other FCA-listed firms that share a director, phone number or address with The Mortgage Shop (NI). A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its phone number
- 2
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same phone number (2), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like The Mortgage Shop (NI)
Other firms of the same type (mortgage adviser or broker), nearest first.
In Belfast
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Mortgage Shop (NI)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 27 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is The Mortgage Shop (NI) Ltd FCA authorised?
What does appointed representative mean for The Mortgage Shop (NI)?
What is The Mortgage Shop (NI)’s phone number and website?
Is The Mortgage Shop (NI) a scam or clone?
Is my money safe with The Mortgage Shop (NI)?
Who owns The Mortgage Shop (NI)?
Who runs The Mortgage Shop (NI)?
How long has The Mortgage Shop (NI) been in business?
What do The Mortgage Shop (NI)’s latest accounts show?
Does The Mortgage Shop (NI) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk