Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 31 December 2025
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Mortgage Shop (UK) Ltd (FRN 951591) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use The Mortgage Shop (UK)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Mortgage Shop (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
6 Wellington Place, Belfast, BT1 6GE, Northern Ireland
In the full report: 2 background checks
- What kind of line 028 9023 2002 is, and the 2 other firms that give it
- Who else gives the postcode BT1 6GE
Other names (3)
If you were contacted under any of these names, it is this firm.
- Mansfield Begbie Associates Trading name: A name it trades under now.
- Mortgage Response Trading name: A name it trades under now.
- The Mortgage Shop Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- NI628366 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 December 2014 (11 years old)
- Registered office
- 6 Wellington Place, Belfast, BT1 6GE, Northern Ireland
- Nature of business
-
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Susan Josephine Mcaleer | Director | Nov 1963 | 17 Dec 2014 | 4 other companies |
| Susan Josephine Mcaleer | Secretary | Not published | 17 Dec 2014 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 3
- is FCA-registered
- 1
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Filed accounts and finances
Net assets
£170k
−28% from £236k
Employees (average)
1
Same as 1
Owed within a year
£191k
−17% from £229k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company NI628366. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
The Mortgage Shop (UK)’s history from the FCA register and Companies House, newest first.
2022
9 August 2022
- Susan Susan Josephine McAleer gave up control
- Susan Susan Josephine McAleer took control (75–100% of shares)
Companies House
2021
23 May 2021
- Became an appointed representative
FCA register
2016
1 July 2016
- Susan Josephine McAleer took control (75–100% of shares)
Companies House
2014
17 December 2014
- Incorporated at Companies House
Companies House
In the full report: all 9 events
- All 9 events in its history (5 shown here)
- Every director appointment and resignation: 1
Firms connected to The Mortgage Shop (UK)
Other FCA-listed firms that share a director, phone number or address with The Mortgage Shop (UK). A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 1
- share its phone number
- 2
In the full report: all 3 connected firms, named
- How each is linked: shared directors (1), the same phone number (2), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like The Mortgage Shop (UK)
Other firms of the same type (mortgage adviser or broker), nearest first.
In Belfast
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Mortgage Shop (UK)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 9 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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How long has The Mortgage Shop (UK) been in business?
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Does The Mortgage Shop (UK) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk