The Mortgage Space

Reference number: 968412

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Mortgage Space (FRN 968412) is an AR of TMG Direct Limited (FRN 786245). When you use The Mortgage Space's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Mortgage Space, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07794 307889

  • Address

    12 Oswald Road, Scunthorpe, Lincolnshire, DN15 7PT, United Kingdom

In the full report: 2 background checks

  • What kind of line 07794 307889 is
  • Who else gives the postcode DN15 7PT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
THE MORTGAGE SPACE LIMITED
Company number
13256613
Company status
Active
Company type
Private limited company
Incorporated
10 March 2021 (5 years old)
Registered office
50-54 Oswald Road, Scunthorpe, North Lincolnshire, DN15 7PQ, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Joshua Thomas Walshe Director Aug 1997 10 Mar 2021 7 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
3
still active
4

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£32.0k

+15% from £27.8k

Employees (average)

3

Same as 3

Owed within a year

£12.9k

+120% from £5,851

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13256613. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Mortgage Space’s history from the FCA register and Companies House, newest first.

Key events (7) All events (10)

2023

5 February 2023

  • James David McGregor stopped being a part-owner
  • Joshua Thomas Walshe stopped being a part-owner
  • Walshe's Group Limited took control (75–100% of shares)

Companies House

2022

24 January 2022

  • Became an appointed representative

FCA register

2021

10 March 2021

  • Incorporated at Companies House
  • James David McGregor became a part-owner (25–50% of shares)
  • Joshua Thomas Walshe became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms like The Mortgage Space

Other firms of the same type (mortgage adviser or broker), nearest first.

In Scunthorpe

JLG Financial Services LimitedScunthorpeAppointed representativeRiach Financial LtdScunthorpeAppointed representativeSusworth Financial ServicesScunthorpeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Mortgage Space

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is The Mortgage Space FCA authorised?
The Mortgage Space (FRN 968412) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Mortgage Space?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Mortgage Space (FRN 968412) is an AR of TMG Direct Limited (FRN 786245). When you use The Mortgage Space's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Mortgage Space, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Mortgage Space’s phone number?
The FCA register lists the phone number 07794 307889 for The Mortgage Space. If you were given different contact details, use these to check with the firm before going any further.
Is The Mortgage Space a scam or clone?
The Mortgage Space is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Mortgage Space?
Protection works through TMG Direct Limited, the principal firm responsible for The Mortgage Space's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Mortgage Space?
The Mortgage Space is owned by Walshe's Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 5 February 2023. Before that, it was controlled by Mr Joshua Thomas Walshe and Mr James David McGregor.
Who runs The Mortgage Space?
Companies House lists one director of The Mortgage Space: Joshua Thomas Walshe.
How long has The Mortgage Space been in business?
The company was formed on 10 March 2021.
What do The Mortgage Space’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £32.0k (+15% from £27.8k).

Sources and links

The full report on The Mortgage Space

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