The Mortgaged Bristol Limited

Reference number: 985015

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Mortgaged Bristol Limited (FRN 985015) is an AR of HL Partnership Limited (FRN 303397). When you use The Mortgaged Bristol's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Mortgaged Bristol, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When themortgaged.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 577 9395 is
  • Who else gives the postcode BS9 4PL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mortgaged Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14001472
Company status
Active
Company type
Private limited company
Incorporated
24 March 2022 (4 years old)
Registered office
Henleaze House, 13 Harbury Road, Bristol, BS9 4PN, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel Nikolas Collins Director Jul 1993 24 Mar 2022 None
Gemma Nicole White Director Jun 1993 7 Nov 2022 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Total equity

£2,889

Up £2,847 from £42

Employees (average)

1

Same as 1

Owed within a year

£18.5k

+188% from £6,436

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14001472. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Mortgaged Bristol’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2022

7 November 2022

  • Gemma Nicole White became a part-owner (25–50% of shares)

Companies House

10 October 2022

  • Became an appointed representative

FCA register

24 March 2022

  • Incorporated at Companies House
  • Daniel Nikolas Collins became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to The Mortgaged Bristol

Other FCA-listed firms that share a director, phone number or address with The Mortgaged Bristol. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like The Mortgaged Bristol

Other firms of the same type (insurance broker), nearest first.

In Henleaze

Settld LtdHenleazeAppointed representative

In the Bristol (BS) postcode area

Jaguar Enthusiasts Club LtdBristolAppointed representativeBarry JohnsonBristolAppointed representativeCoralline Health LimitedAxbridgeAppointed representativeNma Private Health LtdBristolAppointed representativeStephen WindaybankBristolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Mortgaged Bristol

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is The Mortgaged Bristol Limited FCA authorised?
The Mortgaged Bristol Limited (FRN 985015) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Mortgaged Bristol?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Mortgaged Bristol Limited (FRN 985015) is an AR of HL Partnership Limited (FRN 303397). When you use The Mortgaged Bristol's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Mortgaged Bristol, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Mortgaged Bristol’s phone number and website?
The FCA register lists the phone number 0333 577 9395 and the website themortgaged.co.uk for The Mortgaged Bristol. If you were given different contact details, use these to check with the firm before going any further.
Is The Mortgaged Bristol a scam or clone?
The Mortgaged Bristol is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Mortgaged Bristol?
Protection works through HL Partnership Limited, the principal firm responsible for The Mortgaged Bristol's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Mortgaged Bristol?
Companies House lists 2 people with significant control of The Mortgaged Bristol: Miss Gemma Nicole White (25–50% of shares) and Mr Daniel Nikolas Collins (25–50% of shares).
Who runs The Mortgaged Bristol?
Companies House lists 2 directors of The Mortgaged Bristol: Daniel Nikolas Collins and Gemma Nicole White.
How long has The Mortgaged Bristol been in business?
The company was formed on 24 March 2022.
What do The Mortgaged Bristol’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £2,889 (up £2,847 from £42).
Does The Mortgaged Bristol use any other names?
It trades as Mortgaged.

Sources and links

The full report on The Mortgaged Bristol Limited

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