The Mortgages & Protection Center Ltd

Reference number: 474955

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Mortgages & Protection Center Ltd (FRN 474955) is an AR of First Complete Limited (FRN 435779). When you use The Mortgages & Protection Center's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Mortgages & Protection Center, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07767 772260

  • Address

    29 Treachers Close, Chesham, Buckinghamshire, HP5 2HD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07767 772260 is
  • Who else gives the postcode HP5 2HD
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Anthony Dowsett Former name: A name it was registered under before.
  • My Mortgages Former name: A name it was registered under before.
  • Lowndes Financial Solutions Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
THE MORTGAGES & PROTECTION CENTER LIMITED
Company status
Active
Company type
Private limited company
Incorporated
21 February 2018 (8 years old)
Registered office
29 Treachers Close, Chesham, Buckinghamshire, HP5 2HD, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony John Dowsett Director Aug 1957 13 Mar 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

£6,278

−38% from £10.2k

Employees (average)

0

Same as 0

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11216433. Figures are exactly as filed; nothing is estimated.

Key dates in its history

The Mortgages & Protection Center’s history from the FCA register and Companies House, newest first.

2021

21 September 2021

  • Changed its registered name from "Anthony Dowsett"

FCA register

2019

13 March 2019

  • Board replaced: its only director left and a new director took over
  • Anthony John Dowsett took control (75–100% of shares)
  • Fd Secretarial Ltd gave up control

Companies House

2018

21 February 2018

  • Incorporated at Companies House
  • Fd Secretarial Ltd took control (75–100% of shares)

Companies House

2010

15 January 2010

  • Changed its registered name from "My Mortgages"

FCA register

2007

8 November 2007

  • Became an appointed representative

FCA register

In the full report: all 15 events

  • All 15 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms like The Mortgages & Protection Center

Other firms of the same type (mortgage adviser or broker), nearest first.

In Chesham

In the Hemel Hempstead (HP) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Mortgages & Protection Center

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is The Mortgages & Protection Center Ltd FCA authorised?
The Mortgages & Protection Center Ltd (FRN 474955) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Mortgages & Protection Center?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Mortgages & Protection Center Ltd (FRN 474955) is an AR of First Complete Limited (FRN 435779). When you use The Mortgages & Protection Center's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Mortgages & Protection Center, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Mortgages & Protection Center’s phone number?
The FCA register lists the phone number 07767 772260 for The Mortgages & Protection Center. If you were given different contact details, use these to check with the firm before going any further.
Is The Mortgages & Protection Center a scam or clone?
The Mortgages & Protection Center is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Mortgages & Protection Center?
Protection works through First Complete Limited, the principal firm responsible for The Mortgages & Protection Center's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Mortgages & Protection Center?
Companies House lists one person with significant control of The Mortgages & Protection Center: Anthony John Dowsett (75–100% of shares). Before that, it was controlled by Fd Secretarial Ltd.
Who runs The Mortgages & Protection Center?
Companies House lists one director of The Mortgages & Protection Center: Anthony John Dowsett.
How long has The Mortgages & Protection Center been in business?
The company was formed on 21 February 2018.
What do The Mortgages & Protection Center’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £6,278 (−38% from £10.2k).
Does The Mortgages & Protection Center use any other names?
It has previously used 3 other names: Anthony Dowsett, My Mortgages and Lowndes Financial Solutions.

Sources and links

The full report on The Mortgages & Protection Center Ltd

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