The Pensions Adviser Ltd

Reference number: 725689

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No longer authorised

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 3 May 2016.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    thepensionsadviser.co.uk

  • Last known phone number

    0114 266 7831

  • Last known address

    3 Stokes House, Stubley Lane, Dronfield, Derbyshire, S18 1PG, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

  • When thepensionsadviser.co.uk first appeared online, and whether it can receive email
  • What kind of line 0114 266 7831 is
  • Who else gives the postcode S18 1PG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Pension Adviser Ltd Former name: A name it was registered under before.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

Limits on the record

  • Limitation of claims
    1. The Pensions Adviser Ltd (“TPA”) will not refer any leads or data to Pension Claim Consulting Limited (FRN: 829766) or any other claims management company (“CMC”) where TPA’s advice or services would be the subject of any complaint or claim. 2. If TPA wishes to assist any consumers who may intend to complain or claim redress in relation to any financial service or product: a) TPA must ensure that such consumers are provided with information on how to complain or claim, including information about how they can themselves refer a complaint to the Financial Ombudsman Service (FOS) or claim from the Financial Services Compensation Scheme (FSCS) free of charge; b) TPA must inform such consumers that they can submit complaints or claims themselves directly to FOS or FSCS without using the services of a CMC and without having to pay any fees; and c) The above information must be supplied to consumers in writing, prominently and clearly.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 March 2015 (11 years old)
Registered office
3 Stokes House, Stubley Lane, Dronfield, Derbyshire, S18 1PG, England
Nature of business
  • Pension funding (SIC 65300)

Directors and company secretaries

Name Role Born Appointed Other companies
Sarah Louise Stokes Director May 1976 24 Mar 2015 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Total equity

£48.8k

No earlier figure to compare

Cash at bank

£64.3k

−50% from £129k

Employees (average)

3

Same as 3

Owed within a year

£19.6k

<1% from £19.6k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09505818. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Pensions Adviser’s history from the FCA register and Companies House, newest first.

2020

18 September 2020

  • FCA imposed a requirement (Limitation of claims)

FCA register

2017

24 March 2017

  • Sarah Louise Stokes took control (75–100% of shares)

Companies House

2016

17 June 2016

  • Changed its registered name from "The Pension Adviser Ltd"

FCA register

3 May 2016

  • Regulated by the FCA from this date
  • Stopped being authorised by the FCA

FCA register

2015

24 March 2015

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 1
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Firms connected to The Pensions Adviser

Other FCA-listed firms that share a director, phone number or address with The Pensions Adviser. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like The Pensions Adviser

Other firms of the same type (financial adviser), nearest first.

In Dronfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Pensions Adviser

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is The Pensions Adviser Ltd FCA authorised?
No. The Pensions Adviser Ltd (FRN 725689) is still listed on the FCA register, but the record is closed: no longer authorised.
Is The Pensions Adviser a scam or clone?
The Pensions Adviser is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with The Pensions Adviser?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with The Pensions Adviser has no cover, because it is no longer permitted to carry it out.
Who owns The Pensions Adviser?
Companies House lists one person with significant control of The Pensions Adviser: Miss Sarah Louise Stokes (75–100% of shares).
Who runs The Pensions Adviser?
Companies House lists one director of The Pensions Adviser: Sarah Louise Stokes.
How long has The Pensions Adviser been in business?
The company was formed on 24 March 2015.
What do The Pensions Adviser’s latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £48.8k (no earlier figure to compare) and cash at bank of £64.3k (−50% from £129k).
Does The Pensions Adviser use any other names?
It has previously used the name The Pension Adviser Ltd.

Sources and links

The full report on The Pensions Adviser Ltd

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