Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Rosemount Financial Solutions (IFA) Limited Reference number: 535515 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Retirement Studio Ltd (FRN 1048094) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use The Retirement Studio's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Retirement Studio, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
16 Vine Street, Widnes, Cheshire, WA8 6DW, United Kingdom
In the full report: 2 background checks
- What kind of line 0161 503 8603 is, and the other firm that gives it
- Who else gives the postcode WA8 6DW
Other names (1)
If you were contacted under any of these names, it is this firm.
- ‘when the bank says no’ Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16822119 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 October 2025 (less than a year old)
- Registered office
- 16 Vine Street, Widnes, Cheshire, WA8 6DW, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Emma Louise Jones | Director | Jan 1988 | 30 Oct 2025 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 2 people who have ever been directors, with their dates
Key dates in its history
The Retirement Studio’s history from the FCA register and Companies House, newest first.
2026
22 June 2026
- Joseph Anthony Farmer stopped being a part-owner
Companies House
20 February 2026
- Became an appointed representative
FCA register
2025
30 October 2025
- Incorporated at Companies House
- Emma Louise Jones became a part-owner (25–50% of shares)
- Joseph Anthony Farmer became a part-owner (25–50% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms connected to The Retirement Studio
Other FCA-listed firms that share a director, phone number or address with The Retirement Studio. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1)
- Who links it to this firm: the named directors, with dates
Firms like The Retirement Studio
Other firms of the same type (financial adviser), nearest first.
In Sutton Weaver
In the Warrington (WA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Retirement Studio
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- All 9 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk