The Round Room Mortgage and Financial Services Limited

Reference number: 555311

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Round Room Mortgage and Financial Services Limited (FRN 555311) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use The Round Room Mortgage and Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Round Room Mortgage and Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When theroundroom.com first appeared online, and whether it can receive email
  • What kind of line 01371 870091 is
  • Who else gives the postcode CM6 2EG
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • The Round Room Trading name: A name it trades under now.
  • Fiona Tidswell Former name: A name it was registered under before.
  • The Round Room Mortgage & Financial Services Limited Former name: A name it was registered under before.
  • The Round Room Mortgage & Financial Services Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 March 2013 (13 years old)
Registered office
Office 12 Bentalls Shopping Centre, Colchester Road, Maldon, Essex, CM9 4GD, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Fiona Down Director Sep 1972 21 Mar 2013 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£8,368

Up £9,740 from −£1,372

Employees (average)

2

Same as 2

Owed within a year

£4,507

+5.7% from £4,263

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08455061. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2025

15 September 2025

  • Changed its registered name from "The Round Room Mortgage & Financial Services Limited"

FCA register

13 March 2025

  • Changed its registered name from "The Round Room Mortgage & Financial Services Ltd"

FCA register

2017

1 March 2017

  • Fiona Down took control (75–100% of shares)

Companies House

2013

5 April 2013

  • Changed its registered name from "Fiona Tidswell"

FCA register

21 March 2013

  • Incorporated at Companies House
  • Fiona Down appointed as a director

Companies House

2011

6 July 2011

  • Became an appointed representative
  • Began trading as "The Round Room"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Similar firms

Other firms of the same type (mortgage adviser or broker), nearest first.

In Dunmow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is The Round Room Mortgage and Financial Services Limited FCA authorised?
The Round Room Mortgage and Financial Services Limited (FRN 555311) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Round Room Mortgage and Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Round Room Mortgage and Financial Services Limited (FRN 555311) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use The Round Room Mortgage and Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Round Room Mortgage and Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Round Room Mortgage and Financial Services’ phone number and website?
The FCA register lists the phone number 01371 870091 and the website theroundroom.com for The Round Room Mortgage and Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is The Round Room Mortgage and Financial Services a scam or clone?
The Round Room Mortgage and Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Round Room Mortgage and Financial Services?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for The Round Room Mortgage and Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Round Room Mortgage and Financial Services?
Companies House lists one person with significant control of The Round Room Mortgage and Financial Services: Miss Fiona Down (75–100% of shares).
Who runs The Round Room Mortgage and Financial Services?
Companies House lists one director of The Round Room Mortgage and Financial Services: Fiona Down.
How long has The Round Room Mortgage and Financial Services been in business?
The company was formed on 21 March 2013.
What do The Round Room Mortgage and Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £8,368 (up £9,740 from −£1,372).
Does The Round Room Mortgage and Financial Services use any other names?
It trades as The Round Room. It has previously used 3 other names: Fiona Tidswell, The Round Room Mortgage & Financial Services Limited and The Round Room Mortgage & Financial Services Ltd.

Sources and links

The full report on The Round Room Mortgage and Financial Services Limited

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