The Small Car Company (southern) Limited

Reference number: 666842

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When smallcarco.co.uk first appeared online, and whether it can receive email
  • What kind of line 023 8069 7200 is
  • Who else gives the postcode SO50 7DN
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Small car company Trading name
  • The Small Car Company Trading name
  • 1st car credit Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06287083
Company status
Active
Company type
Private limited company
Incorporated
20 June 2007 (19 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Edward Robinson Director Aug 1969 20 Jun 2007 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

−£160k

Down £117k from −£43.3k

Cash at bank

£31.2k

+55% from £20.1k

Employees (average)

1

Same as 1

Owed within a year

£488k

+33% from £368k

Net assets are negative: on its last balance sheet the company owed £160k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06287083. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Small Car Company (southern)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (19)

2026

27 August 2026

  • Andrew John Wateridge stopped being a part-owner

Companies House

2016

6 April 2016

  • Andrew John Wateridge became a part-owner (25–50% of shares)
  • Michael Edward Robinson took control (75–100% of shares)

Companies House

2015

5 July 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

20 June 2007

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (6 shown here)
  • Every director appointment and resignation: 7
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Firms connected to The Small Car Company (southern)

Other FCA-listed firms that share a director, phone number or address with The Small Car Company (southern). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like The Small Car Company (southern)

Other firms of the same type (car dealer), nearest first.

In Eastleigh

Hendy Group LimitedEastleighAuthorisedCarsa LimitedEastleighAuthorisedMark Hopkins Car Sales ltdEastleighAuthorisedMarwell Motor Company LimitedEastleighAuthorisedParkway Car Sales LtdEastleighAuthorisedPartridge of Hampshire LimitedEastleighAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Small Car Company (southern)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is The Small Car Company (southern) Limited FCA authorised?
Yes, The Small Car Company (southern) Limited (FRN 666842) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is The Small Car Company (southern)’s phone number and website?
The FCA register lists the phone number 023 8069 7200 and the website smallcarco.co.uk for The Small Car Company (southern). If you were given different contact details, use these to check with the firm before going any further.
Is The Small Car Company (southern) a scam or clone?
The Small Car Company (southern) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Small Car Company (southern)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how The Small Car Company (southern) handles your money, so check the specific product before you commit. You can also refer complaints about The Small Car Company (southern) to the Financial Ombudsman Service, free of charge.
Who owns The Small Car Company (southern)?
Companies House lists one person with significant control of The Small Car Company (southern): Mr Michael Edward Robinson (75–100% of shares). Before that, it was controlled by Mr Andrew John Wateridge.
Who runs The Small Car Company (southern)?
Companies House lists one director of The Small Car Company (southern): Michael Edward Robinson.
How long has The Small Car Company (southern) been in business?
The company was formed on 20 June 2007, and has held its current FCA authorisation since July 2015.
What do The Small Car Company (southern)’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of −£160k (down £117k from −£43.3k) and cash at bank of £31.2k (+55% from £20.1k).
Does The Small Car Company (southern) use any other names?
It trades as Small car company and The Small Car Company. It has previously used the name 1st car credit.

Sources and links

The full report on The Small Car Company (southern) Limited

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