The Strain Practice Ltd

Reference number: 940923

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Strain Practice Ltd (FRN 940923) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use The Strain Practice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Strain Practice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thestrainpractice.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 3083 5774 is
  • Who else gives the postcode BT34 1DE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI667069
Company status
Active
Company type
Private limited company
Incorporated
17 January 2020 (6 years old)
Registered office
16 Margaret Square, Newry, BT34 1DE, Northern Ireland
Nature of business
  • Life insurance (SIC 65110)
  • Life reinsurance (SIC 65201)
  • Pension funding (SIC 65300)
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Denise Crozier Director Aug 1972 17 Jan 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£24.6k

−40% from £41.2k

Cash at bank

£51.3k

−4.3% from £53.5k

Employees (average)

8

−11% from 9

Owed within a year

£779k

+60% from £486k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI667069. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Strain Practice’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2020

14 December 2020

  • Became an appointed representative

FCA register

17 January 2020

  • Incorporated at Companies House
  • Denise Crozier took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms like The Strain Practice

Other firms of the same type (financial adviser), nearest first.

In Newry

Barry Magill Financial Services LimitedNewryAppointed representativeE M Sheehan LimitedNewryAppointed representativeHanna Hillen Financial Planning LtdNewryAppointed representativeJanet Elizabeth McAfeeNewryAppointed representativeKarl MurphyNewryAppointed representativeLiam LynchNewryAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Strain Practice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is The Strain Practice Ltd FCA authorised?
The Strain Practice Ltd (FRN 940923) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Strain Practice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Strain Practice Ltd (FRN 940923) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use The Strain Practice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Strain Practice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Strain Practice’s phone number and website?
The FCA register lists the phone number 028 3083 5774 and the website thestrainpractice.co.uk for The Strain Practice. If you were given different contact details, use these to check with the firm before going any further.
Is The Strain Practice a scam or clone?
The Strain Practice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Strain Practice?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for The Strain Practice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Strain Practice?
Companies House lists one person with significant control of The Strain Practice: Mrs Denise Crozier (75–100% of shares).
Who runs The Strain Practice?
Companies House lists one director of The Strain Practice: Denise Crozier.
How long has The Strain Practice been in business?
The company was formed on 17 January 2020.
What do The Strain Practice’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £24.6k (−40% from £41.2k) and cash at bank of £51.3k (−4.3% from £53.5k).

Sources and links

The full report on The Strain Practice Ltd

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