The University of Cumbria: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2006

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

cumbria.ac.uk (opens in a new tab)
Phone number

01228 616021
Address

University Of Cumbria, Fusehill Street, Carlisle, Cumberland, CA1 2HH, United Kingdom

In the full report: 3 background checks

When cumbria.ac.uk first appeared online, and whether it can receive email
What kind of line 01228 616021 is
Who else gives the postcode CA1 2HH

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Debt-counselling
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06033238 (opens Companies House in a new tab)
Company status: Active
Company type: Private company limited by guarantee
Incorporated: 19 December 2006 (19 years old)
Registered office: Fusehill Street, Carlisle, Cumbria, CA1 2HH
Nature of business: First-degree level higher education (SIC 85421)
Post-graduate level higher education (SIC 85422)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Julie Mennell (Prof)	Director	Feb 1970	1 Aug 2016	5 other companies
Jill Johnston	Director	Jan 1969	1 Aug 2018	2 other companies
Peter Nigel Yates	Director	Jul 1956	10 Oct 2018	3 other companies
Ian Mark Looker	Director	Oct 1966	7 Sep 2019	None
Martin Wykeham Williams	Director	May 1959	16 Oct 2019	5 other companies
Dean Marshall	Director	Aug 1985	1 Aug 2022	None
Shirley Anne Atkinson	Director	Apr 1960	2 Aug 2022	15 other companies
Gary Lovatt	Director	Jul 1959	3 Nov 2022	6 other companies
Benjamin Huw Carter	Director	Oct 1977	1 Aug 2023	None
Paul Stuart Ethell	Director	Sep 1965	8 Sep 2024	None
Mahar Haroon Sagheer	Director	Jan 1999	4 Jul 2025	None
Helen James	Director	Dec 1961	3 Oct 2025	3 other companies
Kristyan Elizabeth Scott Spelman Miller (Prof)	Director	Jul 1960	1 Aug 2026	None
Linda Mary Aylmore	Director	Jul 1970	1 Aug 2026	7 other companies
Jacqueline Susan Cumberland	Director	Aug 1967	9 Sep 2026	None
Jean Brown (Dr)	Secretary	Not published	1 Apr 2018	–

Other companies run by these 15 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 44
closed down: 10
are FCA-registered: 2

In the full report: all 44 companies, named

What each company does, and whether it is still trading
Which of these 15 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register
The 2 companies these 15 directors run together
All 109 people who have ever been directors, with their dates

Key dates in its history

The University of Cumbria’s history from the FCA register and Companies House, newest first.

Key events (4) All events (211)

2015

17 February 2015

Regulated by the FCA from this date
FCA imposed a requirement (Not for profit firm)
Became authorised by the FCA

FCA register

2006

19 December 2006

Incorporated at Companies House

Companies House

In the full report: all 211 events

All 211 events in its history (4 shown here)
Every director appointment and resignation: 205

Firms connected to The University of Cumbria

Other FCA-listed firms that share a director, phone number or address with The University of Cumbria. A link shows who the firm is tied to, not whether either can be trusted.

past links: 2

In the full report: all 0 connected firms, named

2 past links through former directors

Firms like The University of Cumbria

Other firms of the same type (lender), nearest first.

In Carlisle

Borderway Finance LimitedCarlisleAuthorised Peter TysonCarlisleAuthorised GT Tools LimitedCarlisleAuthorised Morris N LimitedCarlisleAuthorised Robson L LimitedCarlisleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The University of Cumbria

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

44 other companies its directors have run, named
3 background checks on its contact details
All 211 events in its history

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Frequently asked questions about this firm

Is The University of Cumbria FCA authorised?

Yes, The University of Cumbria (FRN 621095) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a lender. The FCA has placed no limits on its permissions.

What is The University of Cumbria’s phone number and website?

The FCA register lists the phone number 01228 616021 and the website cumbria.ac.uk for The University of Cumbria. If you were given different contact details, use these to check with the firm before going any further.

Is The University of Cumbria a scam or clone?

The University of Cumbria is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with The University of Cumbria?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how The University of Cumbria handles your money, so check the specific product before you commit. You can also refer complaints about The University of Cumbria to the Financial Ombudsman Service, free of charge.

Who runs The University of Cumbria?

Companies House lists 15 directors of The University of Cumbria: Julie Mennell (Prof), Jill Johnston, Peter Nigel Yates, Ian Mark Looker, Martin Wykeham Williams, Dean Marshall and 9 more.

How long has The University of Cumbria been in business?

The company was formed on 19 December 2006, and has held its current FCA authorisation since February 2015.