The Yorkshire Mortgage Company Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 22 years
Your funds are protected by FSCS
No FCA actions
Active company since 1999
Accounts filed up to 31 December 2025
On its latest accounts it owed £9,062 more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01274 605130
Address

8 Cheapside, Shelf, Halifax, Calderdale, HX3 7PJ, United Kingdom

In the full report: 2 background checks

What kind of line 01274 605130 is
Who else gives the postcode HX3 7PJ

Other names (5)

If you were contacted under any of these names, it is this firm.

The Norfolk Mortgage Company Trading name: A name it trades under now.
The Yorkshire Independent Mortgage Company Trading name: A name it trades under now.
The Yorkshire Independent Mortgage Consultancy Trading name: A name it trades under now.
The Yorkshire Mortgage Consultancy Trading name: A name it trades under now.
Yorkshire Mortgage Company Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (12 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments
Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03891610 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 December 1999 (26 years old)
Registered office: 8 Cheapside, Shelf, Halifax, HX3 7PJ, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Carl George Mostyn	Director	Jun 1958	9 Dec 1999	2 other companies
Carl George Mostyn	Secretary	Not published	10 Apr 2014	–

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

−£9,062

Up £3,129 from −£12.2k

Employees (average)

1

Same as 1

Owed within a year

£9,759

−16% from £11.7k

Net assets are negative: on its last balance sheet the company owed £9,062 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03891610. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Yorkshire Mortgage Company’s history from the FCA register and Companies House, newest first.

Key events (5) All events (16)

2016

6 April 2016

Carl George Mostyn took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2004

31 October 2004

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1999

9 December 1999

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms like The Yorkshire Mortgage Company

Other firms of the same type (mortgage adviser or broker), nearest first.

In Halifax

DNA Financial Solutions LimitedHalifaxAuthorised Sam ShibilHalifaxAuthorised Woodhall Mortgages LtdHalifaxAuthorised Dna Protect LimitedHalifaxAppointed representative Gillian ButterworthHalifaxAppointed representative Mogul Search LtdHalifaxAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Yorkshire Mortgage Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 16 events in its history

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Frequently asked questions about this firm

Is The Yorkshire Mortgage Company Limited FCA authorised?

Yes, The Yorkshire Mortgage Company Limited (FRN 303680) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is The Yorkshire Mortgage Company’s phone number?

The FCA register lists the phone number 01274 605130 for The Yorkshire Mortgage Company. If you were given different contact details, use these to check with the firm before going any further.

Is The Yorkshire Mortgage Company a scam or clone?

The Yorkshire Mortgage Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with The Yorkshire Mortgage Company?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Yorkshire Mortgage Company to the Financial Ombudsman Service, free of charge.

Who owns The Yorkshire Mortgage Company?

Companies House lists one person with significant control of The Yorkshire Mortgage Company: Mr Carl George Mostyn (75–100% of shares).

Who runs The Yorkshire Mortgage Company?

Companies House lists one director of The Yorkshire Mortgage Company: Carl George Mostyn.

How long has The Yorkshire Mortgage Company been in business?

The company was formed on 9 December 1999, and has held its current FCA authorisation since October 2004.

What do The Yorkshire Mortgage Company’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of −£9,062 (up £3,129 from −£12.2k).

Does The Yorkshire Mortgage Company use any other names?

It trades as The Norfolk Mortgage Company, The Yorkshire Independent Mortgage Company, The Yorkshire Independent Mortgage Consultancy, The Yorkshire Mortgage Consultancy and Yorkshire Mortgage Company.