Think Business Finance Limited

Reference number: 724300

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When thinkbusinessloans.com first appeared online, and whether it can receive email
  • What kind of line 01245 690300 is
  • Who else gives the postcode CM1 1QS
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Think Business Loans Trading name
  • Businessloans Compared Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Credit Broking
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07115888
Company status
Active
Company type
Private limited company
Incorporated
4 January 2010 (16 years old)
Registered office
5th Floor, 9 Appold Street, London, EC2A 2AP, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian David Stewart Director Jun 1954 4 Jan 2010 13 other companies
Paul John Galligan Director Jan 1975 21 Aug 2019 25 other companies
Daniel Lee Teutsch Director May 1987 3 Mar 2025 26 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
41
closed down
9
went insolvent
1

In the full report: all 41 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 6 on the FCA register
  • The 23 companies these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2018Small company accountsNot audited

Net assets

−£606k

No earlier figure to compare

Cash at bank

£40.2k

No earlier figure to compare

Employees (average)

22

No earlier figure to compare

Owed within a year

£607k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £606k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07115888. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Think Business Finance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (26)

2019

21 August 2019

  • Bionic Services Group Limited took control (75–100% of shares)
  • Ian David Stewart stopped being a part-owner
  • Jamie Alexander Stewart stopped being the majority owner

Companies House

2017

15 December 2017

  • Jamie Alexander Stewart became the majority owner (50–75% of shares)

Companies House

2016

6 April 2016

  • Ian David Stewart became a part-owner (25–50% of shares)

Companies House

2015

15 December 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

4 January 2010

  • Incorporated at Companies House

Companies House

In the full report: all 26 events

  • All 26 events in its history (8 shown here)
  • Every director appointment and resignation: 13
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Firms connected to Think Business Finance

Other FCA-listed firms that share a director, phone number or address with Think Business Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
5
share its postcode
1

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (5), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Think Business Finance

Other firms of the same type (credit broker), nearest first.

In Chelmsford

Big Business Events LtdChelmsfordSee the registerByford Commercial Finance Ltd.ChelmsfordAuthorisedDaniel SmithChelmsfordAuthorisedElite Business Funding LimitedChelmsfordAuthorisedFinset LimitedChelmsfordAuthorisedKiemera Corporate Finance LimitedChelmsfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Think Business Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 41 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 26 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Think Business Finance Limited FCA authorised?
Yes, Think Business Finance Limited (FRN 724300) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Think Business Finance’s phone number and website?
The FCA register lists the phone number 01245 690300 and the website thinkbusinessloans.com for Think Business Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Think Business Finance a scam or clone?
Think Business Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Think Business Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Think Business Finance handles your money, so check the specific product before you commit. You can also refer complaints about Think Business Finance to the Financial Ombudsman Service, free of charge.
Who owns Think Business Finance?
Think Business Finance is owned by Bionic Services Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 21 August 2019. Before that, it was controlled by Mr Jamie Alexander Stewart and Mr Ian David Stewart.
Who runs Think Business Finance?
Companies House lists 3 directors of Think Business Finance: Ian David Stewart, Paul John Galligan and Daniel Lee Teutsch.
How long has Think Business Finance been in business?
The company was formed on 4 January 2010, and has held its current FCA authorisation since December 2015.
What do Think Business Finance’s latest accounts show?
Its latest accounts, to 31 December 2018, show net assets of −£606k (no earlier figure to compare) and cash at bank of £40.2k (no earlier figure to compare).
Does Think Business Finance use any other names?
It trades as Think Business Loans. It has previously used the name Businessloans Compared.

Sources and links

The full report on Think Business Finance Limited

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