Think Financial Limited

Reference number: 1022883

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • THINK FINANCIAL LIMITED (FRN 1022883) is an AR of The Right Mortgage Limited (FRN 649443). When you use THINK FINANCIAL's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from THINK FINANCIAL, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07702 040470

  • Address

    Suite 8, Stapleford Business Hub, 1 Toton Lane, Stapleford, Nottingham, Nottinghamshire, NG9 7JQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07702 040470 is, and the other firm that gives it
  • Who else gives the postcode NG9 7JQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • THINK FINANCIAL SERVICES LTD Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
14415751
Company status
Active
Company type
Private limited company
Incorporated
12 October 2022 (4 years old)
Registered office
Suite 8 Stapleford Business Hub, 1 Toton Lane, Nottingham, NG9 7JQ, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Pavitar John Samra Director Jan 1985 12 Oct 2022 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£1

Same as £1

Employees (average)

0

Same as 0

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14415751. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Think Financial’s history from the FCA register and Companies House, newest first.

2025

14 May 2025

  • Changed its registered name from "THINK FINANCIAL SERVICES LTD"

FCA register

7 January 2025

  • Became an appointed representative

FCA register

2022

12 October 2022

  • Incorporated at Companies House
  • Pavitar John Samra took control (75–100% of shares)
  • Pavitar John Samra appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Think Financial

Other FCA-listed firms that share a director, phone number or address with Think Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Think Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Nottingham

Andrew Brian RobinsonNottinghamAppointed representativebest4finance LimitedNottinghamAppointed representativeBlue Peak Finance LimitedNottinghamAppointed representativeBZS Mortgages LtdNottinghamAppointed representativeCapexpand LtdNottinghamAppointed representativeCasa UK Mortgages LtdNottinghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Think Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Think Financial Limited FCA authorised?
Think Financial Limited (FRN 1022883) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Think Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Think Financial Limited (FRN 1022883) is an AR of The Right Mortgage Limited (FRN 649443). When you use Think Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Think Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Think Financial’s phone number?
The FCA register lists the phone number 07702 040470 for Think Financial. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Think Financial a scam or clone?
Think Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Think Financial?
Protection works through The Right Mortgage Limited, the principal firm responsible for Think Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Think Financial?
Companies House lists one person with significant control of Think Financial: Mr Pavitar John Samra (75–100% of shares).
Who runs Think Financial?
Companies House lists one director of Think Financial: Pavitar John Samra.
How long has Think Financial been in business?
The company was formed on 12 October 2022.
What do Think Financial’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £1 (same as £1).
Does Think Financial use any other names?
It has previously used the name THINK FINANCIAL SERVICES LTD.

Sources and links

The full report on Think Financial Limited

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