Thirteen Financial Services Ltd

Reference number: 1040314

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Argentum Finance Ltd Reference number: 741729 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Thirteen Financial Services Ltd (FRN 1040314) introduces customers to Argentum Finance Ltd (FRN 741729). Any regulated advice or arranging is done by the principal, not Thirteen Financial Services.
  • Example: if Thirteen Financial Services refers you to a financial adviser, the advice should come from the principal firm, not from Thirteen Financial Services itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07801 966749

  • Address

    Office 6, The Hive, St James Square, Grimsby, North Lincolnshire, DN31 1EP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07801 966749 is
  • Who else gives the postcode DN31 1EP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Argentum Finance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16587801
Company status
Active
Company type
Private limited company
Incorporated
16 July 2025 (1 year old)
Registered office
Office 6, The Hive, St. James Square, Grimsby, DN31 1EP, United Kingdom
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
Larrisa Mae Riba Director May 1995 16 Jul 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 July 2026Small company accountsNot audited

Net assets

£292

No earlier figure to compare

Cash at bank

£2,301

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16587801. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Thirteen Financial Services’s history from the FCA register and Companies House, newest first.

2025

21 August 2025

  • Became an introducer appointed representative

FCA register

16 July 2025

  • Incorporated at Companies House
  • Larrisa Mae Riba took control (75–100% of shares)
  • Larrisa Mae Riba appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Thirteen Financial Services

Other firms of the same type (credit broker), nearest first.

In Grimsby

Dandy EjiowhorGrimsbyAppointed representativeDean WillettGrimsbyAppointed representativeLaceby Manor Resort LimitedGrimsbyAppointed representativeM.k.m. Building Supplies (Grimsby) LimitedGrimsbyAppointed representativeRapide F S LimitedGrimsbyAppointed representativeCash Registers (Grimsby) LimitedGrimsbyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thirteen Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Thirteen Financial Services Ltd FCA authorised?
Thirteen Financial Services Ltd (FRN 1040314) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Thirteen Financial Services?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Thirteen Financial Services Ltd (FRN 1040314) introduces customers to Argentum Finance Ltd (FRN 741729). Any regulated advice or arranging is done by the principal, not Thirteen Financial Services. Example: if Thirteen Financial Services refers you to a financial adviser, the advice should come from the principal firm, not from Thirteen Financial Services itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thirteen Financial Services’ phone number?
The FCA register lists the phone number 07801 966749 for Thirteen Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Thirteen Financial Services a scam or clone?
Thirteen Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thirteen Financial Services?
Protection works through Argentum Finance Ltd, the principal firm responsible for Thirteen Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Thirteen Financial Services?
Companies House lists one person with significant control of Thirteen Financial Services: Larrisa Mae Riba (75–100% of shares).
Who runs Thirteen Financial Services?
Companies House lists one director of Thirteen Financial Services: Larrisa Mae Riba.
How long has Thirteen Financial Services been in business?
The company was formed on 16 July 2025.
What do Thirteen Financial Services’ latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £292 (no earlier figure to compare) and cash at bank of £2,301 (no earlier figure to compare).

Sources and links

The full report on Thirteen Financial Services Ltd

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