Thomas Melia-McAlister

Reference number: 1057876

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Appointed representative

Thomas Melia-McAlister does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Thomas Melia-McAlister (FRN 1057876) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Thomas Melia-McAlister's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Thomas Melia-McAlister, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07397 853609

  • Address

    10 Ariconium Place, Weston Under Penyard, Ross-On-Wye, Herefordshire, County Of, HR9 7HF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07397 853609 is
  • Who else gives the postcode HR9 7HF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Melia-McAlister Financial Planning Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Thomas Melia-McAlister’s history from the FCA register and Companies House, newest first.

2026

31 July 2026

  • Became an appointed representative
  • Began trading as "Melia-McAlister Financial Planning"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Thomas Melia-McAlister

Other firms of the same type (financial adviser), nearest first.

In Ross-On-Wye

Steffan KnightRoss-On-WyeAppointed representative

In the Hereford (HR) postcode area

Amos Wealth ManagementHerefordAppointed representativeAndrew WoollardLeominsterAppointed representativeCharlotte WebbHerefordAppointed representativeChristopher BromileyHerefordAppointed representativeHenry Elliston Financial Planning LimitedLedburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thomas Melia-McAlister

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Thomas Melia-McAlister FCA authorised?
Thomas Melia-McAlister (FRN 1057876) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thomas Melia-McAlister?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thomas Melia-McAlister (FRN 1057876) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Thomas Melia-McAlister's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thomas Melia-McAlister, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thomas Melia-McAlister’s phone number?
The FCA register lists the phone number 07397 853609 for Thomas Melia-McAlister. If you were given different contact details, use these to check with the firm before going any further.
Is Thomas Melia-McAlister a scam or clone?
Thomas Melia-McAlister is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thomas Melia-McAlister?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Thomas Melia-McAlister's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Thomas Melia-McAlister use any other names?
It trades as Melia-McAlister Financial Planning.

Sources and links

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