Thompson Tobin Financial Ltd

Reference number: 582439

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Thompson Tobin Financial Ltd (FRN 582439) is an AR of The Whitechurch Network Limited (FRN 190859). When you use Thompson Tobin Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Thompson Tobin Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thompson-tobin.co.uk first appeared online, and whether it can receive email
  • What kind of line 01275 277010 is
  • Who else gives the postcode BS48 1TJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Andrew Tobin Former name: A name it was registered under before.
  • Thompson Tobin Financial Solutions Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Whitechurch Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company status
Active
Company type
Private limited company
Incorporated
5 September 2015 (11 years old)
Registered office
Borneo 3 Station Close, Backwell, Bristol, BS48 1TJ, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Martin Tobin Director Jul 1959 5 Sep 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Total equity

£127k

+16% from £110k

Employees (average)

2

Same as 2

Owed within a year

£34.1k

+42% from £24.0k

Total equity

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09764216. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Thompson Tobin Financial’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Andrew Martin Tobin became a part-owner (25–50% of shares)
  • Stephanie Mary Tobin became a part-owner (25–50% of shares)

Companies House

2015

26 November 2015

  • Changed its registered name from "Andrew Tobin"

FCA register

5 September 2015

  • Incorporated at Companies House

Companies House

2012

6 June 2012

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Thompson Tobin Financial

Other firms of the same type (financial adviser), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thompson Tobin Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Thompson Tobin Financial Ltd FCA authorised?
Thompson Tobin Financial Ltd (FRN 582439) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thompson Tobin Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thompson Tobin Financial Ltd (FRN 582439) is an AR of The Whitechurch Network Limited (FRN 190859). When you use Thompson Tobin Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thompson Tobin Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thompson Tobin Financial’s phone number and website?
The FCA register lists the phone number 01275 277010 and the website thompson-tobin.co.uk for Thompson Tobin Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Thompson Tobin Financial a scam or clone?
Thompson Tobin Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thompson Tobin Financial?
Protection works through The Whitechurch Network Limited, the principal firm responsible for Thompson Tobin Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Thompson Tobin Financial?
Companies House lists 2 people with significant control of Thompson Tobin Financial: Mr Andrew Martin Tobin (25–50% of shares) and Ms Stephanie Mary Tobin (25–50% of shares).
Who runs Thompson Tobin Financial?
Companies House lists one director of Thompson Tobin Financial: Andrew Martin Tobin.
How long has Thompson Tobin Financial been in business?
The company was formed on 5 September 2015.
What do Thompson Tobin Financial’s latest accounts show?
Its latest accounts, to 30 September 2025, show total equity of £127k (+16% from £110k).
Does Thompson Tobin Financial use any other names?
It has previously used 2 other names: Andrew Tobin and Thompson Tobin Financial Solutions.

Sources and links

The full report on Thompson Tobin Financial Ltd

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