Thornton Financial Ltd

Reference number: 1016608

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Thornton Financial Ltd (FRN 1016608) is an AR of TMG Direct Limited (FRN 786245). When you use Thornton Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Thornton Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07812 769939

  • Address

    Office 21, 25 Barnes Wallis Road, Fareham, Hampshire, PO15 5TT, United Kingdom

In the full report: 2 background checks

  • What kind of line 07812 769939 is
  • Who else gives the postcode PO15 5TT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • www.directorplans.co.uk Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15797662
Company status
Active
Company type
Private limited company
Incorporated
23 June 2024 (2 years old)
Registered office
Kintyre House, 70 High Street, Fareham, PO16 7BB, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
David Tudor Director Jan 1987 8 Sep 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Key dates in its history

Thornton Financial’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2025

8 September 2025

  • Board replaced: its only director left and a new director took over

Companies House

2024

25 October 2024

  • Became an appointed representative

FCA register

23 June 2024

  • Incorporated at Companies House
  • Vice Admiral Robert George Cooling took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Thornton Financial

Other firms of the same type (insurance broker), nearest first.

In Fareham

Joshua AllenFarehamAppointed representativeBeals Mortgage and Financial Services LimitedFarehamAppointed representativeCommercial Litigation Group LimitedFarehamAppointed representativeGattaca PLCFarehamAppointed representativeHampshire Chamber of CommerceFarehamAppointed representativeKing and Power LimitedFarehamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thornton Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Thornton Financial Ltd FCA authorised?
Thornton Financial Ltd (FRN 1016608) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thornton Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thornton Financial Ltd (FRN 1016608) is an AR of TMG Direct Limited (FRN 786245). When you use Thornton Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thornton Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thornton Financial’s phone number?
The FCA register lists the phone number 07812 769939 for Thornton Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Thornton Financial a scam or clone?
Thornton Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thornton Financial?
Protection works through TMG Direct Limited, the principal firm responsible for Thornton Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Thornton Financial?
Companies House lists one person with significant control of Thornton Financial: Vice Admiral Robert George Cooling (75–100% of shares).
Who runs Thornton Financial?
Companies House lists one director of Thornton Financial: David Tudor.
How long has Thornton Financial been in business?
The company was formed on 23 June 2024.
Does Thornton Financial use any other names?
It trades as www.directorplans.co.uk.

Sources and links

The full report on Thornton Financial Ltd

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