Three Rivers Commercial Finance Limited

Reference number: 1016506

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Three Rivers Commercial Finance Limited (FRN 1016506) is an AR of Commercial Finance Brokers UK Limited (FRN 736199). When you use Three Rivers Commercial Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Three Rivers Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07843 575742

  • Address

    Spring Garden House, Stockton Road, Hartlepool, Hartlepool, TS25 5BE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07843 575742 is, and the other firm that gives it
  • Who else gives the postcode TS25 5BE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Commercial Finance Brokers UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 June 2024 (2 years old)
Registered office
Swallow House, Parsons Road, Washington, NE37 1EZ, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Robson Director May 1986 14 Jun 2024 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

4 months to 31 October 2025Dormant company accountsNot audited

Net assets

£100

Same as £100

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15778550. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Three Rivers Commercial Finance’s history from the FCA register and Companies House, newest first.

2024

1 August 2024

  • Became an appointed representative

FCA register

14 June 2024

  • Incorporated at Companies House
  • Hart Financial Solutions Limited took control (75–100% of shares)
  • Mark Robson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Three Rivers Commercial Finance

Other FCA-listed firms that share a director, phone number or address with Three Rivers Commercial Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Three Rivers Commercial Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hartlepool

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Three Rivers Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Three Rivers Commercial Finance Limited FCA authorised?
Three Rivers Commercial Finance Limited (FRN 1016506) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Three Rivers Commercial Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Three Rivers Commercial Finance Limited (FRN 1016506) is an AR of Commercial Finance Brokers UK Limited (FRN 736199). When you use Three Rivers Commercial Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Three Rivers Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Three Rivers Commercial Finance’s phone number?
The FCA register lists the phone number 07843 575742 for Three Rivers Commercial Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Three Rivers Commercial Finance a scam or clone?
Three Rivers Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Three Rivers Commercial Finance?
Protection works through Commercial Finance Brokers UK Limited, the principal firm responsible for Three Rivers Commercial Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Three Rivers Commercial Finance?
Three Rivers Commercial Finance is owned by Hart Financial Solutions Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 14 June 2024.
Who runs Three Rivers Commercial Finance?
Companies House lists one director of Three Rivers Commercial Finance: Mark Robson.
How long has Three Rivers Commercial Finance been in business?
The company was formed on 14 June 2024.
What do Three Rivers Commercial Finance’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £100 (same as £100).

Sources and links

The full report on Three Rivers Commercial Finance Limited

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