Three Stars Financial Solutions (UK) Limited

Reference number: 1024944

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Three Stars Financial Solutions (uk) Limited (FRN 1024944) is an AR of Openwork Limited (FRN 408285). When you use Three Stars Financial Solutions (uk)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Three Stars Financial Solutions (uk), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0333 049 5496

  • Address

    11 Valley House, Seventh Avenue, Kingsway South, Team Valley, Gateshead, NE11 0JW, United Kingdom

In the full report: 2 background checks

  • What kind of line 0333 049 5496 is
  • Who else gives the postcode NE11 0JW
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • MAP Trading name
  • The Mortgage Advice Professionals Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16015031
Company status
Active
Company type
Private limited company
Incorporated
14 October 2024 (2 years old)
Registered office
Valley House Seventh Avenue, Team Valley, Gateshead, NE11 0JW, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Xavier Dominic Director Apr 1976 14 Oct 2024 1 other company
Anup John Philip Director Nov 1980 14 Oct 2024 1 other company
Eldho Paul Director May 1976 14 Oct 2024 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£2,415

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

Owed within a year

£16.7k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16015031. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Three Stars Financial Solutions (UK)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2025

28 January 2025

  • Became an appointed representative

FCA register

2024

14 October 2024

  • Incorporated at Companies House
  • Anup John Philip became a part-owner (25–50% of shares)
  • Eldho Paul became a part-owner (25–50% of shares)
  • Xavier Dominic became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Three Stars Financial Solutions (UK)

Other firms of the same type (insurance broker), nearest first.

In Gateshead

Barkley Jonson LimitedGatesheadAppointed representativeBSC Financial Services LtdGatesheadAppointed representativeBuild Warranty Insurance Services LtdGatesheadAppointed representativeClarity Compare LimitedGatesheadAppointed representativeGeorge LarterGatesheadAppointed representativeTalbot Jones LtdGatesheadAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Three Stars Financial Solutions (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Three Stars Financial Solutions (UK) Limited FCA authorised?
Three Stars Financial Solutions (UK) Limited (FRN 1024944) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Three Stars Financial Solutions (UK)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Three Stars Financial Solutions (UK) Limited (FRN 1024944) is an AR of Openwork Limited (FRN 408285). When you use Three Stars Financial Solutions (UK)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Three Stars Financial Solutions (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Three Stars Financial Solutions (UK)’s phone number?
The FCA register lists the phone number 0333 049 5496 for Three Stars Financial Solutions (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Three Stars Financial Solutions (UK) a scam or clone?
Three Stars Financial Solutions (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Three Stars Financial Solutions (UK)?
Protection works through Openwork Limited, the principal firm responsible for Three Stars Financial Solutions (UK)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Three Stars Financial Solutions (UK)?
Companies House lists 3 people with significant control of Three Stars Financial Solutions (UK): Mr Anup John Philip (25–50% of shares), Mr Xavier Dominic (25–50% of shares) and Mr Eldho Paul (25–50% of shares).
Who runs Three Stars Financial Solutions (UK)?
Companies House lists 3 directors of Three Stars Financial Solutions (UK): Xavier Dominic, Anup John Philip and Eldho Paul.
How long has Three Stars Financial Solutions (UK) been in business?
The company was formed on 14 October 2024.
What do Three Stars Financial Solutions (UK)’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £2,415 (no earlier figure to compare).
Does Three Stars Financial Solutions (UK) use any other names?
It trades as MAP and The Mortgage Advice Professionals.

Sources and links

The full report on Three Stars Financial Solutions (UK) Limited

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