ThreeTwo Financial Ltd

Reference number: 1044424

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ThreeTwo Financial Ltd (FRN 1044424) is an AR of The Right Mortgage Limited (FRN 649443). When you use ThreeTwo Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ThreeTwo Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07432 693827

  • Address

    The Catalyst, York Science Park, Baird Lane, Heslington, York, YO10 5GA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07432 693827 is
  • Who else gives the postcode YO10 5GA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • TMB MORTGAGES LTD Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16690389
Company status
Active
Company type
Private limited company
Incorporated
2 September 2025 (1 year old)
Registered office
102 Grove Road, Leeds, LS15 0LJ, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Thomas Richard Metcalfe Director Jan 1993 2 Sep 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

ThreeTwo Financial’s history from the FCA register and Companies House, newest first.

2026

19 February 2026

  • Changed its registered name from "TMB MORTGAGES LTD"

FCA register

2025

17 November 2025

  • Became an appointed representative

FCA register

2 September 2025

  • Incorporated at Companies House
  • Hilbra Investments Ltd became a part-owner (25–50% of shares)
  • Thomas Richard Metcalfe became a part-owner (25–50% of shares)
  • Thomas Richard Metcalfe appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like ThreeTwo Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In York

Adrian David McClarenYorkAppointed representativeApex Commercial Finance UK LtdYorkAppointed representativeAppletree Commercial Finance LimitedYorkAppointed representativeArgyll Drummond Financial Services LtdYorkAppointed representativeBinnington Finance LimitedYorkAppointed representativeDawn PetfieldYorkAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ThreeTwo Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is ThreeTwo Financial Ltd FCA authorised?
ThreeTwo Financial Ltd (FRN 1044424) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for ThreeTwo Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. ThreeTwo Financial Ltd (FRN 1044424) is an AR of The Right Mortgage Limited (FRN 649443). When you use ThreeTwo Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from ThreeTwo Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is ThreeTwo Financial’s phone number?
The FCA register lists the phone number 07432 693827 for ThreeTwo Financial. If you were given different contact details, use these to check with the firm before going any further.
Is ThreeTwo Financial a scam or clone?
ThreeTwo Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with ThreeTwo Financial?
Protection works through The Right Mortgage Limited, the principal firm responsible for ThreeTwo Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns ThreeTwo Financial?
Companies House lists 2 people with significant control of ThreeTwo Financial: Mr Thomas Richard Metcalfe (25–50% of shares) and Hilbra Investments Ltd (25–50% of shares).
Who runs ThreeTwo Financial?
Companies House lists one director of ThreeTwo Financial: Thomas Richard Metcalfe.
How long has ThreeTwo Financial been in business?
The company was formed on 2 September 2025.
Does ThreeTwo Financial use any other names?
It has previously used the name TMB MORTGAGES LTD.

Sources and links

The full report on ThreeTwo Financial Ltd

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