Tiffen & Co Limited

Reference number: 414252

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Advice Bureau Limited Reference number: 455545 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Tiffen & Co Limited (FRN 414252) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Tiffen & Co's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Tiffen & Co, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tiffen.co.uk first appeared online, and whether it can receive email
  • What kind of line 01228 515666 is
  • Who else gives the postcode CA3 0JG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mortgage Advice Bureau Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02579685
Company status
Active
Company type
Private limited company
Incorporated
4 February 1991 (35 years old)
Registered office
Portland Building Cooper Way, Parkhouse, Carlisle, Cumbria, CA3 0JG, England
Nature of business
  • Real estate agencies (SIC 68310)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Andrew Emmerson Director Feb 1973 23 Feb 2018 None
Alison Christine Bone Director Oct 1960 29 Mar 2018 2 other companies
Michael John Johnson Director Jan 1971 29 Mar 2018 3 other companies
Andrew John Stevenson Director Jul 1963 29 Mar 2018 5 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
3
run together
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 4 directors run together
  • All 12 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£162k

+20% from £135k

Cash at bank

£48.2k

−38% from £77.8k

Employees (average)

10

−29% from 14

Owed within a year

£19.3k

−54% from £41.6k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02579685. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tiffen & Co’s history from the FCA register and Companies House, newest first.

Key events (7) All events (27)

2018

29 March 2018

  • Bendles LLP took control (75–100% of shares)
  • Colin West stopped being a part-owner
  • John Hugh Forsyth stopped being a part-owner

Companies House

2017

27 January 2017

  • Colin West became a part-owner (25–50% of shares)
  • John Hugh Forsyth became a part-owner (25–50% of shares)

Companies House

2004

19 November 2004

  • Became an appointed representative

FCA register

1991

4 February 1991

  • Incorporated at Companies House

Companies House

In the full report: all 27 events

  • All 27 events in its history (7 shown here)
  • Every director appointment and resignation: 17
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Firms connected to Tiffen & Co

Other FCA-listed firms that share a director, phone number or address with Tiffen & Co. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Tiffen & Co

Other firms of the same type (mortgage adviser or broker), nearest first.

In Carlisle

Castle View Finance LimitedCarlisleAppointed representativeMark Victor WoodCarlisleAppointed representativeCedar Mortgage Services LtdCarlisleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tiffen & Co

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 27 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Tiffen & Co Limited FCA authorised?
Tiffen & Co Limited (FRN 414252) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tiffen & Co?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tiffen & Co Limited (FRN 414252) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Tiffen & Co's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tiffen & Co, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tiffen & Co’s phone number and website?
The FCA register lists the phone number 01228 515666 and the website tiffen.co.uk for Tiffen & Co. If you were given different contact details, use these to check with the firm before going any further.
Is Tiffen & Co a scam or clone?
Tiffen & Co is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tiffen & Co?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for Tiffen & Co's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tiffen & Co?
Tiffen & Co is owned by Bendles LLP, which holds 75–100% of shares, since 29 March 2018. Before that, it was controlled by Mr Colin West and Mr John Hugh Forsyth.
Who runs Tiffen & Co?
Companies House lists 4 directors of Tiffen & Co: Neil Andrew Emmerson, Alison Christine Bone, Michael John Johnson and Andrew John Stevenson.
How long has Tiffen & Co been in business?
The company was formed on 4 February 1991.
What do Tiffen & Co’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £162k (+20% from £135k) and cash at bank of £48.2k (−38% from £77.8k).
Does Tiffen & Co use any other names?
It trades as Mortgage Advice Bureau.

Sources and links

The full report on Tiffen & Co Limited

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