Tim Gow Wealth Management Limited

Reference number: 511126

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Tim Gow Wealth Management Limited (FRN 511126) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Tim Gow Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Tim Gow Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sjpp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01909 518276 is
  • Who else gives the postcode S25 5AY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Tim Gow Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11375809
Company status
Active
Company type
Private limited company
Incorporated
22 May 2018 (8 years old)
Registered office
205 Outgang Lane, Dinnington, Sheffield, S25 3QY, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Brian Timothy Gow Director Jul 1965 22 May 2018 1 other company
Sara Ann Gow Director May 1961 22 May 2018 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2025Full accountsNot audited

Total equity

£32.1k

+150% from £12.8k

Cash at bank

£36.3k

−16% from £43.0k

Employees (average)

2

Same as 2

Owed within a year

£241k

−14% from £279k

Total equity

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11375809. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Tim Gow Wealth Management’s history from the FCA register and Companies House, newest first.

2018

5 June 2018

  • Changed its registered name from "Tim Gow"

FCA register

22 May 2018

  • Incorporated at Companies House
  • Brian Timothy Gow became a part-owner (25–50% of shares)
  • Sara Ann Gow became a part-owner (25–50% of shares)
  • Brian Timothy Gow appointed as a director
  • Sara Ann Gow appointed as a director

Companies House

2009

26 October 2009

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Tim Gow Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Sheffield

7 Hills Mortgages LimitedSheffieldAppointed representativeA2 Advice LtdSheffieldAppointed representativeAllen, West and Foster Financial Services LtdSheffieldAppointed representativeAndrew LangdaleSheffieldAppointed representativeBeck Financial Planning LtdSheffieldAppointed representativeBig Picture Financial Planning LTDSheffieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tim Gow Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Tim Gow Wealth Management Limited FCA authorised?
Tim Gow Wealth Management Limited (FRN 511126) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tim Gow Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tim Gow Wealth Management Limited (FRN 511126) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Tim Gow Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tim Gow Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tim Gow Wealth Management’s phone number and website?
The FCA register lists the phone number 01909 518276 and the website sjpp.co.uk/timgow for Tim Gow Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Tim Gow Wealth Management a scam or clone?
Tim Gow Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tim Gow Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Tim Gow Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tim Gow Wealth Management?
Companies House lists 2 people with significant control of Tim Gow Wealth Management: Mr Brian Timothy Gow (25–50% of shares) and Mrs Sara Ann Gow (25–50% of shares).
Who runs Tim Gow Wealth Management?
Companies House lists 2 directors of Tim Gow Wealth Management: Brian Timothy Gow and Sara Ann Gow.
How long has Tim Gow Wealth Management been in business?
The company was formed on 22 May 2018.
What do Tim Gow Wealth Management’s latest accounts show?
Its latest accounts, to 31 May 2025, show total equity of £32.1k (+150% from £12.8k) and cash at bank of £36.3k (−16% from £43.0k).
Does Tim Gow Wealth Management use any other names?
It has previously used the name Tim Gow.

Sources and links

The full report on Tim Gow Wealth Management Limited

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