Tim Watts Wealth Management Limited

Reference number: 415522

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Tim Watts Wealth Management Limited (FRN 415522) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Tim Watts Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Tim Watts Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tim-watts.co.uk first appeared online, and whether it can receive email
  • What kind of line 01322 229153 is
  • Who else gives the postcode DA1 5GA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Tim Watts Former name: A name it was registered under before.
  • Tim Watts Wealth Management Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 April 2011 (15 years old)
Registered office
Ground Floor, Kings House, 101-135 Kings Road, Brentwood, Essex, CM14 4DR, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter John Greening Director Jul 1961 7 Apr 2011 1 other company
Joanna Mary Watts Director Jan 1969 7 Apr 2011 None
Timothy John Watts Director Feb 1969 7 Apr 2011 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£66.5k

−15% from £78.5k

Cash at bank

£20.1k

−71% from £70.2k

Owed within a year

£124k

−6.9% from £133k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07595853. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tim Watts Wealth Management’s history from the FCA register and Companies House, newest first.

2025

24 July 2025

  • Changed its registered name from "Tim Watts Wealth Management Ltd"

FCA register

2016

6 April 2016

  • Joanna Mary Watts became a part-owner (25–50% of shares)
  • Timothy John Watts became a part-owner (25–50% of shares)

Companies House

2012

23 March 2012

  • Changed its registered name from "Tim Watts"

FCA register

2011

7 April 2011

  • Incorporated at Companies House

Companies House

2004

23 November 2004

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Tim Watts Wealth Management

Other FCA-listed firms that share a director, phone number or address with Tim Watts Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Tim Watts Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Dartford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tim Watts Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Tim Watts Wealth Management Limited FCA authorised?
Tim Watts Wealth Management Limited (FRN 415522) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tim Watts Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tim Watts Wealth Management Limited (FRN 415522) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Tim Watts Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tim Watts Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tim Watts Wealth Management’s phone number and website?
The FCA register lists the phone number 01322 229153 and the website tim-watts.co.uk for Tim Watts Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Tim Watts Wealth Management a scam or clone?
Tim Watts Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tim Watts Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Tim Watts Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tim Watts Wealth Management?
Companies House lists 2 people with significant control of Tim Watts Wealth Management: Joanna Mary Watts (25–50% of shares) and Timothy John Watts (25–50% of shares).
Who runs Tim Watts Wealth Management?
Companies House lists 3 directors of Tim Watts Wealth Management: Peter John Greening, Joanna Mary Watts and Timothy John Watts.
How long has Tim Watts Wealth Management been in business?
The company was formed on 7 April 2011.
What do Tim Watts Wealth Management’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £66.5k (−15% from £78.5k) and cash at bank of £20.1k (−71% from £70.2k).
Does Tim Watts Wealth Management use any other names?
It has previously used 2 other names: Tim Watts and Tim Watts Wealth Management Ltd.

Sources and links

The full report on Tim Watts Wealth Management Limited

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