Timclad Limited

Reference number: 994846

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • TIMCLAD LIMITED (FRN 994846) introduces customers to Switcha Limited (FRN 828963). Any regulated advice or arranging is done by the principal, not TIMCLAD.
  • Example: if TIMCLAD refers you to a financial adviser, the advice should come from the principal firm, not from TIMCLAD itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When yorktimberproducts.co.uk first appeared online, and whether it can receive email
  • What kind of line 01757 248927 is
  • Who else gives the postcode YO8 6DJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Switcha Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 December 2018 (7 years old)
Registered office
Unit 4 The Airfield, Breighton Industrial Estate, Bubwith, YO8 6DJ, England
Nature of business
  • Agents involved in the sale of timber and building materials (SIC 46130)

Directors and company secretaries

Name Role Born Appointed Other companies
Colin Richard Smales Director Nov 1975 14 Dec 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£609k

−8.4% from £665k

Cash at bank

£942k

+1.7% from £926k

Employees (average)

44

+42% from 31

Owed within a year

£706k

+8.4% from £651k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11711327. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Timclad’s history from the FCA register and Companies House, newest first.

2023

16 April 2023

  • Became an introducer appointed representative

FCA register

2020

30 April 2020

  • Colin Richard Smales became a part-owner (25–50% of shares)
  • Robert George Sutcliffe gave up control

Companies House

2019

19 September 2019

  • Colin Richard Smales gave up control
  • Robert George Sutcliffe took control (75–100% of shares)

Companies House

2018

14 December 2018

  • Colin Richard Smales took control (75–100% of shares)
  • Ian Charles Baxter gave up control

Companies House

4 December 2018

  • Incorporated at Companies House
  • Ian Charles Baxter took control (75–100% of shares)

Companies House

In the full report: all 16 events

  • All 16 events in its history (9 shown here)
  • Every director appointment and resignation: 7
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Firms like Timclad

Other firms of the same type (credit broker), nearest first.

In the York (YO) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Timclad

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is Timclad Limited FCA authorised?
Timclad Limited (FRN 994846) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Timclad?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Timclad Limited (FRN 994846) introduces customers to Switcha Limited (FRN 828963). Any regulated advice or arranging is done by the principal, not Timclad. Example: if Timclad refers you to a financial adviser, the advice should come from the principal firm, not from Timclad itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Timclad’s phone number and website?
The FCA register lists the phone number 01757 248927 and the website yorktimberproducts.co.uk for Timclad. If you were given different contact details, use these to check with the firm before going any further.
Is Timclad a scam or clone?
Timclad is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Timclad?
Protection works through Switcha Limited, the principal firm responsible for Timclad's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Timclad?
Companies House lists one person with significant control of Timclad: Mr Colin Richard Smales (25–50% of shares). Before that, it was controlled by Mr Robert George Sutcliffe and Mr Ian Charles Baxter.
Who runs Timclad?
Companies House lists one director of Timclad: Colin Richard Smales.
How long has Timclad been in business?
The company was formed on 4 December 2018.
What do Timclad’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £609k (−8.4% from £665k) and cash at bank of £942k (+1.7% from £926k).

Sources and links

The full report on Timclad Limited

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