Timewise Financial Limited

Reference number: 573471

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Timewise Financial Limited (FRN 573471) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Timewise Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Timewise Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01273 504353

  • Address

    30 Nutham Lane, Southwater, Horsham, West Sussex, RH13 9GG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01273 504353 is
  • Who else gives the postcode RH13 9GG
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05665188
Company status
Active
Company type
Private limited company
Incorporated
4 January 2006 (20 years old)
Registered office
30 Nutham Lane, Southwater, Horsham, RH13 9GG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Graham Terence John Turnwell Director Sep 1964 4 Jan 2006 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£153

Up £145 from £8

Cash at bank

£267

Up £241 from £26

Employees (average)

1

Same as 1

Owed within a year

£519

Down £39 from £558

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05665188. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Timewise Financial’s history from the FCA register and Companies House, newest first.

Key events (3) All events (9)

2017

3 January 2017

  • Graham Terence John Turnwell took control (75–100% of shares)

Companies House

2012

25 January 2012

  • Became an appointed representative

FCA register

2006

4 January 2006

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (3 shown here)
  • Every director appointment and resignation: 5
Instant PDF download

Firms like Timewise Financial

Other firms of the same type (financial adviser), nearest first.

In Horsham

Alastair ShepherdHorshamAppointed representativeBenchmark Financial Planning LimitedHorshamAppointed representativeBP Wealth Management LtdHorshamAppointed representativeBrian John RichardsonHorshamAppointed representativeElliott Financial Services LtdHorshamAppointed representativeGeoff Paffett Personal Financial Planning Services LtdHorshamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Timewise Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Timewise Financial Limited FCA authorised?
Timewise Financial Limited (FRN 573471) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Timewise Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Timewise Financial Limited (FRN 573471) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Timewise Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Timewise Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Timewise Financial’s phone number?
The FCA register lists the phone number 01273 504353 for Timewise Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Timewise Financial a scam or clone?
Timewise Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Timewise Financial?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Timewise Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Timewise Financial?
Companies House lists one person with significant control of Timewise Financial: Mr Graham Terence John Turnwell (75–100% of shares).
Who runs Timewise Financial?
Companies House lists one director of Timewise Financial: Graham Terence John Turnwell.
How long has Timewise Financial been in business?
The company was formed on 4 January 2006.
What do Timewise Financial’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £153 (up £145 from £8) and cash at bank of £267 (up £241 from £26).

Sources and links

The full report on Timewise Financial Limited

£19.99 · Instant PDF download

Loading secure checkout…