Timothy Francis

Reference number: 425363

Instant download

Appointed representative

Timothy Francis does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Timothy Francis (FRN 425363) is an AR of The Right Mortgage Limited (FRN 649443). When you use Timothy Francis's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Timothy Francis, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07785 921234

  • Address

    12 Red Lion Lane, Chobham, Woking, Surrey, GU24 8RH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07785 921234 is
  • Who else gives the postcode GU24 8RH
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Francis Cole Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Timothy Francis’s history from the FCA register and Companies House, newest first.

2019

17 April 2019

  • Began trading as "Francis Cole"

FCA register

2005

28 January 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Timothy Francis

Other firms of the same type (mortgage adviser or broker), nearest first.

In Woking

A3 Mortgage Services LtdWokingAppointed representativeAlexander James Mortgage Services LtdWokingAppointed representativeCharterhallWokingAppointed representativeGenius Mortgages LtdWokingAppointed representativeHera Financial LimitedWokingAppointed representativeJsfcs LimitedWokingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Timothy Francis

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Timothy Francis FCA authorised?
Timothy Francis (FRN 425363) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Timothy Francis?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Timothy Francis (FRN 425363) is an AR of The Right Mortgage Limited (FRN 649443). When you use Timothy Francis's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Timothy Francis, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Timothy Francis’ phone number?
The FCA register lists the phone number 07785 921234 for Timothy Francis. If you were given different contact details, use these to check with the firm before going any further.
Is Timothy Francis a scam or clone?
Timothy Francis is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Timothy Francis?
Protection works through The Right Mortgage Limited, the principal firm responsible for Timothy Francis's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Timothy Francis use any other names?
It trades as Francis Cole.

Sources and links

The full report on Timothy Francis

£19.99 · Instant PDF download

Loading secure checkout…