Timothy Steer: FCA regulated?

Appointed representative

Timothy Steer does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Appointed for 12 years
Protected through the principal
No FCA actions

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Timothy Steer (FRN 613016) is an AR of HL Partnership Limited (FRN 303397). When you use Timothy Steer's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Timothy Steer, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07908 152111
Address

Cherrywood Mortgages, The Office, Gothic House, Barker Gate, Nottingham, NG1 1JU, United Kingdom

In the full report: 2 background checks

What kind of line 07908 152111 is
Who else gives the postcode NG1 1JU

Other names (3)

If you were contacted under any of these names, it is this firm.

Cherrywood Mortgages Trading name: A name it trades under now.
Cherrywood Mortgage & Insurance Solutions Former trading name: A name it used to trade under.
Cherrywood Mortgage & Protection Solutions Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Timothy Steer’s history from the FCA register and Companies House, newest first.

Key events (1) All events (6)

2014

8 January 2014

Became an appointed representative

FCA register

In the full report: all 6 events

All 6 events in its history (1 shown here)

Firms connected to Timothy Steer

Other FCA-listed firms that share a director, phone number or address with Timothy Steer. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share its postcode: 4

In the full report: all 4 connected firms, named

How each is linked: the same postcode (4)
Who links each one: the named directors, with dates

Firms like Timothy Steer

Other firms of the same type (mortgage adviser or broker), nearest first.

In Nottingham

Andrew Brian RobinsonNottinghamAppointed representative best4finance LimitedNottinghamAppointed representative Blue Peak Finance LimitedNottinghamAppointed representative BZS Mortgages LtdNottinghamAppointed representative Capexpand LtdNottinghamAppointed representative Casa UK Mortgages LtdNottinghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Timothy Steer

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 background checks on its contact details
All 6 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Timothy Steer FCA authorised?

Timothy Steer (FRN 613016) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Timothy Steer?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Timothy Steer (FRN 613016) is an AR of HL Partnership Limited (FRN 303397). When you use Timothy Steer's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Timothy Steer, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Timothy Steer’s phone number?

The FCA register lists the phone number 07908 152111 for Timothy Steer. If you were given different contact details, use these to check with the firm before going any further.

Is Timothy Steer a scam or clone?

Timothy Steer is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Timothy Steer?

Protection works through HL Partnership Limited, the principal firm responsible for Timothy Steer's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Does Timothy Steer use any other names?

It trades as Cherrywood Mortgages. It has previously used 2 other names: Cherrywood Mortgage & Insurance Solutions and Cherrywood Mortgage & Protection Solutions.