No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 22 April 2025.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Last known phone number
07790 614792
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Last known address
28 Granby Road, Stockport, Stockport, SK2 6ET, United Kingdom
In the full report: 2 background checks
- What kind of line 07790 614792 is
- Who else gives the postcode SK2 6ET
Other names (1)
If you were contacted under any of these names, it is this firm.
- TMS Business Services Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09444878 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 February 2015 (11 years old)
- Registered office
- Vantage House Euxton Lane, Euxton, Chorley, Lancashire, PR7 6TB, England
- Nature of business
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- Retail sale of cosmetic and toilet articles in specialised stores (SIC 47750)
- Financial intermediation not elsewhere classified (SIC 64999)
- Management consultancy activities other than financial management (SIC 70229)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Philip Steven Rigney | Director | May 1982 | 17 Feb 2015 | 7 other companies |
| Chloe Rigney | Director | Sep 1982 | 18 Jan 2019 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 4
- run together
- 1
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£349
−77% from £1,502
Employees (average)
2
Same as 2
Owed within a year
£13.0k
Up £12.0k from £1,016
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09444878. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
TMS Finance’s history from the FCA register and Companies House, newest first.
2025
22 April 2025
- Stopped being an appointed representative
FCA register
2018
15 September 2018
- Chloe Rigney became a part-owner (25–50% of shares)
Companies House
10 September 2018
- Philip Arthur Rigney stopped being a part-owner
Companies House
2016
31 July 2016
- Philip Arthur Rigney became a part-owner (25–50% of shares)
- Philip Steven Rigney became the majority owner (50–75% of shares)
Companies House
2015
17 February 2015
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (6 shown here)
- Every director appointment and resignation: 4
Firms like TMS Finance
Other firms of the same type (retailer), nearest first.
In Stockport
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on TMS Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 12 events in its history
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Frequently asked questions about this firm
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Who runs TMS Finance?
How long has TMS Finance been in business?
What do TMS Finance’s latest accounts show?
Does TMS Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk