Tokio Marine Europe S.A.: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 4 years
Your funds are protected by FSCS
No FCA actions
Active company since 2018

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

tmhcc.com (opens in a new tab)
Phone number

020 7648 1100
Address

The St Botolph Building, 138 Houndsditch, London, EC3A 7BT, United Kingdom

In the full report: 3 background checks

When tmhcc.com first appeared online, and whether it can receive email
What kind of line 020 7648 1100 is
Who else gives the postcode EC3A 7BT

Other names (5)

If you were contacted under any of these names, it is this firm.

Lavaretus Trading name: A name it trades under now.
Lavaretus Underwriting Trading name: A name it trades under now.
Tokio Marine GX Trading name: A name it trades under now.
Tokio Marine HCC Trading name: A name it trades under now.
GCube Europe Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Hold or safeguard your money FSCS may apply
Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Accepting Deposits
Arranging (bringing about) deals in investments
Carrying out contracts of insurance
Effecting contracts of insurance
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: FC035739 (opens Companies House in a new tab)
Company status: Active
Company type: Overseas company
Incorporated: 19 February 2018 (8 years old)
Registered office: 26 Avenue De La Liberte, Luxembourg, L-1930, Luxembourg

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Thibaud Jacques Gerard Hervy	Director	Jan 1974	20 Nov 2018	3 other companies
Peter Martin Fischbach-Engelberg	Director	May 1960	20 Nov 2018	None
Vanesa Herrero Anton	Director	Jan 1975	1 Apr 2022	None
Renaud Clement Guillaume De Pressigny	Director	Dec 1958	1 Jun 2022	None
Jean Margaret O'Neil	Director	Aug 1977	26 Jun 2023	None
Graham Richard Austen White	Director	Feb 1968	18 Mar 2024	5 other companies
Desmond Sean Edward Burke	Director	Jul 1968	18 Mar 2024	5 other companies
Kazuya Takahiro	Director	Jun 1970	20 May 2024	3 other companies
Karen Lucinda Barnes	Director	Jun 1974	15 Sep 2025	2 other companies
Simon Abbott Button	Director	Mar 1965	15 Sep 2025	2 other companies
Jenna Louise Holliday	Secretary	Not published	20 Nov 2018	–

Other companies run by these 10 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 14
closed down: 5
are FCA-registered: 4

In the full report: all 14 companies, named

What each company does, and whether it is still trading
Which of these 10 directors sit on each board, and since when
Any that went into liquidation or administration
The 4 on the FCA register
The 2 companies these 10 directors run together
All 18 people who have ever been directors, with their dates

Key dates in its history

Tokio Marine Europe S.A.’s history from the FCA register and Companies House, newest first.

Key events (7) All events (42)

2022

29 September 2022

Became authorised by the FCA

FCA register

2018

8 November 2018

Regulated by the Commissariat aux Assurances from this date
Regulated by the Commission de Contrôle des Assurances from this date
Regulated by the FCA from this date
Regulated by the Prudential Regulation Authority from this date
No longer regulated by the Commission de Contrôle des Assurances

FCA register

19 February 2018

Incorporated at Companies House

Companies House

In the full report: all 42 events

All 42 events in its history (7 shown here)
Every director appointment and resignation: 28

Firms connected to Tokio Marine Europe S.A.

Other FCA-listed firms that share a director, phone number or address with Tokio Marine Europe S.A.. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share a director: 4
share its postcode: 3

In the full report: all 5 connected firms, named

How each is linked: shared directors (4), the same postcode (3)
Who links each one: the named directors, with dates

Firms like Tokio Marine Europe S.A.

Other firms of the same type (insurer), nearest first.

In London

Cx Reinsurance Company Limited.LondonAuthorised UBS Asset Management Life LtdLondonAuthorised Navigators Insurance CompanyLondonAuthorised Chubb European Group SELondonAuthorised Chubb Life Europe SELondonAuthorised Federal Insurance CompanyLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tokio Marine Europe S.A.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

14 other companies its directors have run, named
3 background checks on its contact details
All 42 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Tokio Marine Europe S.A. FCA authorised?

Yes, Tokio Marine Europe S.A. (FRN 821456) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2022 and works as an insurer. The FCA has placed no limits on its permissions.

What is Tokio Marine Europe S.A.’s phone number and website?

The FCA register lists the phone number 020 7648 1100 and the website tmhcc.com for Tokio Marine Europe S.A.. If you were given different contact details, use these to check with the firm before going any further.

Is Tokio Marine Europe S.A. a scam or clone?

Tokio Marine Europe S.A. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Tokio Marine Europe S.A.?

It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Tokio Marine Europe S.A. to the Financial Ombudsman Service, free of charge.

Who runs Tokio Marine Europe S.A.?

Companies House lists 10 directors of Tokio Marine Europe S.A.: Thibaud Jacques Gerard Hervy, Peter Martin Fischbach-Engelberg, Vanesa Herrero Anton, Renaud Clement Guillaume De Pressigny, Jean Margaret O'Neil, Graham Richard Austen White and 4 more.

How long has Tokio Marine Europe S.A. been in business?

The company was formed on 19 February 2018, and has held its current FCA authorisation since September 2022.

Does Tokio Marine Europe S.A. use any other names?

It trades as Lavaretus, Lavaretus Underwriting, Tokio Marine GX and Tokio Marine HCC. It has previously used the name GCube Europe.