Tom Gallagher Group Limited

Reference number: 665278

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Authorisation being cancelled

This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When m4sales.co.uk first appeared online, and whether it can receive email
  • What kind of line 01793 420888 is
  • Who else gives the postcode SN3 6AA
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Other names (9)

If you were contacted under any of these names, it is this firm.

  • M4 Minibus Centre Trading name
  • M4 Sales Trading name
  • M4 Trade Centre Trading name
  • M4 Van Centre Trading name
  • Minibuses4u.co.uk Trading name
  • M4 Low Cost Vans Former trading name
  • M4 Vehicle Contracts Former trading name
  • Tom Gallagher Select Cars Former trading name
  • Tom Gallagher Van Centre Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04279824
Company status
Active
Company type
Private limited company
Incorporated
31 August 2001 (25 years old)
Registered office
M4 Service & Mot Centre, Westmead Industrial Estate Westmead, Swindon, Wiltshire, SN5 7YT
Nature of business
  • Sale of other motor vehicles (SIC 45190)

Directors and company secretaries

Name Role Born Appointed Other companies
Alan Rowland Director Jun 1964 25 Aug 2009 1 other company
Charlotte Griffin Director Oct 1969 1 Sep 2011 1 other company
John Joseph Finnegan Director Dec 1967 27 Oct 2026 12 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
1
went insolvent
1

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2026Small company accountsNot audited

Net assets

£5.12m

−8.4% from £5.59m

Cash at bank

£3.11m

+183% from £1.10m

Employees (average)

31

−3.1% from 32

Owed within a year

£745k

−6.9% from £801k

No turnover or profit for the year to 31 July 2026: the accounts print them but do not tag them. The last tagged figures are £18.7m turnover and £831k profit, for the year to 31 July 2025.

Turnover and profit

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04279824. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tom Gallagher Group’s history from the FCA register and Companies House, newest first.

Key events (10) All events (36)

2026

27 October 2026

  • Linda Jane Gallagher stopped being a part-owner
  • Thomas Dennis Gallagher stopped being the majority owner
  • Westmead Group Swindon Ltd took control (75–100% of shares)

Companies House

2022

28 June 2022

  • Linda Jane Gallagher became a part-owner (25–50% of shares)

Companies House

2016

31 August 2016

  • Thomas Dennis Gallagher became the majority owner (50–75% of shares)
  • Thomas Dennis Gallagher gave up control

Companies House

6 April 2016

  • Thomas Dennis Gallagher took control (75–100% of shares)

Companies House

2015

17 April 2015

  • Regulated by the FCA from this date
  • Applied to cancel its FCA authorisation

FCA register

2001

31 August 2001

  • Incorporated at Companies House

Companies House

In the full report: all 36 events

  • All 36 events in its history (10 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Tom Gallagher Group

Other FCA-listed firms that share a director, phone number or address with Tom Gallagher Group. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Tom Gallagher Group

Other firms of the same type (car dealer), nearest first.

In Swindon

Dick Lovett (Specialist Cars) LimitedSwindonAuthorisedDick Lovett Sporting LimitedSwindonAuthorisedAspro Cars LtdSwindonAuthorisedBig Van World LimitedSwindonAuthorisedBiker Emporium LtdSwindonAuthorisedBridge House Motors LtdSwindonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tom Gallagher Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 36 events in its history

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Frequently asked questions about this firm

Is Tom Gallagher Group Limited FCA authorised?
Tom Gallagher Group Limited (FRN 665278) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
What is Tom Gallagher Group’s phone number and website?
The FCA register lists the phone number 01793 420888 and the website m4sales.co.uk for Tom Gallagher Group. If you were given different contact details, use these to check with the firm before going any further.
Is Tom Gallagher Group a scam or clone?
Tom Gallagher Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tom Gallagher Group?
Protection depends on which product you hold and how Tom Gallagher Group handles your money, so check the specific product before you commit. You can also refer complaints about Tom Gallagher Group to the Financial Ombudsman Service, free of charge.
Who owns Tom Gallagher Group?
Tom Gallagher Group is owned by Westmead Group Swindon Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 27 October 2026. Before that, it was controlled by Mr Thomas Dennis Gallagher and Mrs Linda Jane Gallagher.
Who runs Tom Gallagher Group?
Companies House lists 3 directors of Tom Gallagher Group: Alan Rowland, Charlotte Griffin and John Joseph Finnegan.
How long has Tom Gallagher Group been in business?
The company was formed on 31 August 2001.
What do Tom Gallagher Group’s latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £5.12m (−8.4% from £5.59m) and cash at bank of £3.11m (+183% from £1.10m).
Does Tom Gallagher Group use any other names?
It trades as M4 Minibus Centre, M4 Sales, M4 Trade Centre, M4 Van Centre and Minibuses4u.co.uk. It has previously used 4 other names, including M4 Low Cost Vans, M4 Vehicle Contracts and Tom Gallagher Select Cars.

Sources and links

The full report on Tom Gallagher Group Limited

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