Top 10 Finance Ltd

Reference number: 725234

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When target-mortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3356 2896 is
  • Who else gives the postcode SW1Y 4PE
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • 1 Stop Finance Trading name: A name it trades under now.
  • BWG Finance Trading name: A name it trades under now.
  • Target Capital Trading name: A name it trades under now.
  • Target Mortgages Trading name: A name it trades under now.
  • Top 10 Loan Quotes Trading name: A name it trades under now.
  • UK Development Finance Trading name: A name it trades under now.
  • Target Captial Former trading name: A name it used to trade under.
  • Top 10 Secured Loans Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 May 2007 (19 years old)
Registered office
4th Floor Rex House, 4-12 Regent Street, London, England, SW1Y 4PE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Zorana Brindley Director Jun 1974 29 May 2007 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 May 2026Full accountsNot audited

Net assets

£51.5k

−16% from £61.1k

Cash at bank

£327k

+51% from £217k

Owed within a year

£885k

+25% from £708k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06261373. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Top 10 Finance’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Zorana Brindley took control (75–100% of shares)

Companies House

25 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

29 May 2007

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Top 10 Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Top 10 Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 8 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Top 10 Finance Ltd FCA authorised?
Yes, Top 10 Finance Ltd (FRN 725234) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Top 10 Finance’s phone number and website?
The FCA register lists the phone number 020 3356 2896 and the website target-mortgages.co.uk for Top 10 Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Top 10 Finance a scam or clone?
Top 10 Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Top 10 Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Top 10 Finance to the Financial Ombudsman Service, free of charge.
Who owns Top 10 Finance?
Companies House lists one person with significant control of Top 10 Finance: Mrs Zorana Brindley (75–100% of shares).
Who runs Top 10 Finance?
Companies House lists one director of Top 10 Finance: Zorana Brindley.
How long has Top 10 Finance been in business?
The company was formed on 29 May 2007, and has held its current FCA authorisation since January 2016.
What do Top 10 Finance’s latest accounts show?
Its latest accounts, to 31 May 2026, show net assets of £51.5k (−16% from £61.1k) and cash at bank of £327k (+51% from £217k).
Does Top 10 Finance use any other names?
It trades as 1 Stop Finance, BWG Finance, Target Capital, Target Mortgages and Top 10 Loan Quotes, and 1 more names. It has previously used 2 other names: Target Captial and Top 10 Secured Loans.

Sources and links

The full report on Top 10 Finance Ltd

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