Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 28 February 2025
Responsible principal firm
Kingston Equity & Finance Limited Reference number: 619041 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Top Gear Credit Brokers Ltd (FRN 1005621) is an AR of Kingston Equity & Finance Limited (FRN 619041). When you use Top Gear Credit Brokers's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Top Gear Credit Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
182A Bawtry Road, Doncaster, Doncaster, DN4 7BU, United Kingdom
In the full report: 2 background checks
- What kind of line 0333 188 1366 is
- Who else gives the postcode DN4 7BU
Other names (1)
If you were contacted under any of these names, it is this firm.
- Top Gear Asset Finance Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Kingston Equity & Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13933802 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 February 2022 (4 years old)
- Registered office
- 182a Bawtry Road, Doncaster, DN4 7BU, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard John Gregory | Director | May 1983 | 22 Feb 2022 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£150
−99% from £19.0k
Employees (average)
1
−50% from 2
Owed within a year
£60.9k
−3% from £62.8k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13933802. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Top Gear Credit Brokers’s history from the FCA register and Companies House, newest first.
2026
7 July 2026
- Michelle Selby stopped being a part-owner
Companies House
2025
11 March 2025
- Michelle Selby became a part-owner (25–50% of shares)
Companies House
2024
24 January 2024
- Became an appointed representative
- Began trading as "Top Gear Asset Finance"
FCA register
2022
22 February 2022
- Incorporated at Companies House
- Richard John Gregory became a part-owner (25–50% of shares)
- Richard John Gregory appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Top Gear Credit Brokers
Other firms of the same type (credit broker), nearest first.
In Doncaster
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Top Gear Credit Brokers
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- All 7 events in its history
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Frequently asked questions about this firm
Is Top Gear Credit Brokers Ltd FCA authorised?
What does appointed representative mean for Top Gear Credit Brokers?
What is Top Gear Credit Brokers’ phone number?
Is Top Gear Credit Brokers a scam or clone?
Is my money safe with Top Gear Credit Brokers?
Who owns Top Gear Credit Brokers?
Who runs Top Gear Credit Brokers?
How long has Top Gear Credit Brokers been in business?
What do Top Gear Credit Brokers’ latest accounts show?
Does Top Gear Credit Brokers use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk