Top House Mortgage Solutions Limited
Reference number: 484706
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
10 Lowside, Outwell, Wisbech, Norfolk, PE14 8RE, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When tophousemortgages.uk first appeared online, and whether it can receive email
- What kind of line 01945 773945 is
- Who else gives the postcode PE14 8RE
Other names (6)
If you were contacted under any of these names, it is this firm.
- Coversure Trading name: A name it trades under now.
- Coversure Insurance Services (Outwell) Trading name: A name it trades under now.
- The Equity Release Company Trading name: A name it trades under now.
- Coversure Insurance Services (Wisbech) Former trading name: A name it used to trade under.
- Coversure Outwell Former trading name: A name it used to trade under.
- Coversure Wisbech Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Assisting in the administration and performance of a contract of insurance
- Credit Broking
- Dealing in investments as agent
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06584434 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 May 2008 (18 years old)
- Registered office
- Victoria House Lowside, Outwell, Wisbech, Cambridgeshire, PE14 8RE
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jane Anne Sutton | Director | Apr 1965 | 6 May 2008 | 8 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- closed down
- 4
- is FCA-registered
- 1
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£172k
+13% from £152k
Cash at bank
£189k
−9.9% from £209k
Employees (average)
6
Same as 6
Owed within a year
£66.1k
−8.3% from £72.1k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06584434. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Top House Mortgage Solutions’s history from the FCA register and Companies House, newest first.
2023
1 June 2023
- Wayne John Sutton stopped being a part-owner
Companies House
2016
7 May 2016
- Jane Anne Sutton took control (75–100% of shares)
- Wayne John Sutton became a part-owner (25–50% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2008
4 September 2008
- Became authorised by the FCA
FCA register
6 May 2008
- Incorporated at Companies House
Companies House
In the full report: all 19 events
- All 19 events in its history (6 shown here)
- Every director appointment and resignation: 3
Firms connected to Top House Mortgage Solutions
Other FCA-listed firms that share a director, phone number or address with Top House Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Top House Mortgage Solutions
Other firms of the same type (mortgage adviser or broker), nearest first.
In Wisbech
In the Peterborough (PE) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Top House Mortgage Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 19 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Top House Mortgage Solutions Limited FCA authorised?
What is Top House Mortgage Solutions’ phone number and website?
Is Top House Mortgage Solutions a scam or clone?
Is my money safe with Top House Mortgage Solutions?
Who owns Top House Mortgage Solutions?
Who runs Top House Mortgage Solutions?
How long has Top House Mortgage Solutions been in business?
What do Top House Mortgage Solutions’ latest accounts show?
Does Top House Mortgage Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk