No longer authorised
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 16 July 2026.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Last known phone number
07870 393458
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Last known address
15 Pearson Street, Dukinfield, Greater Manchester, SK16 4UQ, United Kingdom
In the full report: 2 background checks
- What kind of line 07870 393458 is
- Who else gives the postcode SK16 4UQ
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action
FCA action
- action
- 1
- most recent
- July 2026
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Permission varied or cancelled on 16 July 2026
Name: Topups Loans Ltd Reference Number: 717232 Type of action: Cancellation “The Authority has cancelled the permission and withdrawn the authorisation of Topups Loans Ltd “the Firm” of 15 Pearson Street, Dukinfield, Greater Manchester SK16 4UQ. The reason for this action is that the Firm is failing to satisfy the Suitability Threshold Condition because it failed to pay overdue fees and/or levies owed to the Authority. The Authority’s action took effect on 16 July 2026 and a copy of the Final Notice which sets out the reason for the action, is displayed on the Authority’s website and can be accessed using the following link: https://www.fca.org.uk/publication/final-notices/topups-loans-ltd-2026.pdf As a consequence of this action the Firm is no longer an authorised firm for the purposes of the Financial Services and Markets Act 2000 (“the Act”), and it may not carry on regulated activities which fall within the scope of the Act.”
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07892637 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 December 2011 (14 years old)
- Registered office
- 106-108 Reddish Lane, Manchester, M18 7JL, England
- Nature of business
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- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kelly Parkes | Director | Aug 1986 | 28 Dec 2011 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£22.0k
−7% from £23.7k
Employees (average)
0
Same as 0
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07892637. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Topups Loans’s history from the FCA register and Companies House, newest first.
2026
16 July 2026
- FCA action: Permission varied or cancelled
- No longer regulated by the FCA
- Its FCA authorisation was revoked
FCA register
2016
6 April 2016
- Kelly Parkes took control (75–100% of shares)
Companies House
28 February 2016
- Regulated by the FCA from this date
FCA register
2011
28 December 2011
- Incorporated at Companies House
- Kelly Parkes appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Get the full report on Topups Loans
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 7 events in its history
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Frequently asked questions about this firm
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What do Topups Loans’ latest accounts show?
Has the FCA taken action against Topups Loans?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk