Torney Wealth Management Limited

Reference number: 1018726

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Torney Wealth Management Limited (FRN 1018726) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Torney Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Torney Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07849 068126

  • Address

    3 Lough Moss Park, Carryduff, Belfast, Northern Ireland, BT8 8PD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07849 068126 is
  • Who else gives the postcode BT8 8PD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Torney Wealth Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 August 2024 (2 years old)
Registered office
Emerson House 14b Ballynahinch Road, Carryduff, Belfast, BT8 8DN, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Torney Director Apr 1973 12 Aug 2024 None
Neil Torney Secretary Not published 12 Aug 2024 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 August 2025Abridged accountsNot audited

Net assets

£425

No earlier figure to compare

Cash at bank

£2,392

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£7,836

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI719827. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Torney Wealth Management’s history from the FCA register and Companies House, newest first.

2024

19 November 2024

  • Became an appointed representative
  • Began trading as "Torney Wealth"

FCA register

12 August 2024

  • Incorporated at Companies House
  • Neil Torney took control (75–100% of shares)
  • Neil Torney appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Torney Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Belfast

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Torney Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Torney Wealth Management Limited FCA authorised?
Torney Wealth Management Limited (FRN 1018726) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Torney Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Torney Wealth Management Limited (FRN 1018726) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Torney Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Torney Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Torney Wealth Management’s phone number?
The FCA register lists the phone number 07849 068126 for Torney Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Torney Wealth Management a scam or clone?
Torney Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Torney Wealth Management?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Torney Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Torney Wealth Management?
Companies House lists one person with significant control of Torney Wealth Management: Mr Neil Torney (75–100% of shares).
Who runs Torney Wealth Management?
Companies House lists one director of Torney Wealth Management: Neil Torney.
How long has Torney Wealth Management been in business?
The company was formed on 12 August 2024.
What do Torney Wealth Management’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £425 (no earlier figure to compare) and cash at bank of £2,392 (no earlier figure to compare).
Does Torney Wealth Management use any other names?
It trades as Torney Wealth.

Sources and links

The full report on Torney Wealth Management Limited

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