Totum Financial Planning Ltd

Reference number: 990037

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Totum Financial Planning Ltd (FRN 990037) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Totum Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Totum Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07393 957169

  • Address

    Peveral Cottage, Castle Street, Whittington, Oswestry, Shropshire, SY11 4DF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07393 957169 is
  • Who else gives the postcode SY11 4DF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Totum Financial Planning Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14465675
Company status
Active
Company type
Private limited company
Incorporated
7 November 2022 (3 years old)
Registered office
Peveral Cottage Castle Street, Whittington, Oswestry, SY11 4DF, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Joseph David Parker Director Jun 1992 7 Nov 2022 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£13.5k

Up £22.9k from −£9,437

Employees (average)

2

Same as 2

Owed within a year

£5,561

−65% from £15.9k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14465675. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Totum Financial Planning’s history from the FCA register and Companies House, newest first.

2026

20 January 2026

  • Changed its registered name from "Totum Financial Planning Limited"

FCA register

2023

16 January 2023

  • Became an appointed representative

FCA register

2022

7 November 2022

  • Incorporated at Companies House
  • Joseph David Parker took control (75–100% of shares)
  • Joseph David Parker appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Totum Financial Planning

Other FCA-listed firms that share a director, phone number or address with Totum Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Totum Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Oswestry

Adrian DaviesOswestryAppointed representativeHoward EllettOswestryAppointed representativeMartin Jones Financial Services LimitedOswestryAppointed representativeMichael Lewis SamuelOswestryAppointed representativePractice Plan LimitedOswestryAppointed representativeAnculo LtdOswestryAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Totum Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Totum Financial Planning Ltd FCA authorised?
Totum Financial Planning Ltd (FRN 990037) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Totum Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Totum Financial Planning Ltd (FRN 990037) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Totum Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Totum Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Totum Financial Planning’s phone number?
The FCA register lists the phone number 07393 957169 for Totum Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Totum Financial Planning a scam or clone?
Totum Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Totum Financial Planning?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Totum Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Totum Financial Planning?
Companies House lists one person with significant control of Totum Financial Planning: Mr Joseph David Parker (75–100% of shares).
Who runs Totum Financial Planning?
Companies House lists one director of Totum Financial Planning: Joseph David Parker.
How long has Totum Financial Planning been in business?
The company was formed on 7 November 2022.
What do Totum Financial Planning’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £13.5k (up £22.9k from −£9,437).
Does Totum Financial Planning use any other names?
It has previously used the name Totum Financial Planning Limited.

Sources and links

The full report on Totum Financial Planning Ltd

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