Tower House Wealth Management Limited
Reference number: 478521
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 18 years
- Protected through the principal
- No FCA actions
- Active company since 1995
- Accounts filed up to 31 March 2025
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Tower House Wealth Management Limited (FRN 478521) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Tower House Wealth Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Tower House Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Tower House, Lucy Tower Street, Lincoln, Lincolnshire, LN1 1XW, United Kingdom
In the full report: 3 background checks
- When towerhousewm.co.uk first appeared online, and whether it can receive email
- What kind of line 01522 518759 is
- Who else gives the postcode LN1 1XW
Other names (1)
If you were contacted under any of these names, it is this firm.
- Streets Wealth Management Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03103550 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 September 1995 (31 years old)
- Registered office
- Ground Floor 3 Wellbrook Court, Girton, Cambridge, CB3 0NA, United Kingdom
- Nature of business
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- Management consultancy activities other than financial management (SIC 70229)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul Frederick Tutin | Director | Apr 1962 | 1 May 2007 | 40 other companies |
| Samuel Robin Tindale | Director | Feb 1991 | 1 Jul 2020 | None |
| Paul Frederick Tutin | Secretary | Not published | 1 Jul 2018 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 40
- closed down
- 16
- are FCA-registered
- 8
In the full report: all 40 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 8 on the FCA register
- All 16 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£2.12m
+28% from £1.65m
Cash at bank
£1.52m
+14% from £1.34m
Employees (average)
20
Same as 20
Owed within a year
£303k
+47% from £206k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 03103550. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Tower House Wealth Management’s history from the FCA register and Companies House, newest first.
2025
9 October 2025
- Streets Holdco Limited stopped being a part-owner
- Streets Newco Limited became a part-owner (25–50% of shares)
Companies House
8 October 2025
- Sms Corporate Partner Limited stopped being a part-owner
- Streets Holdco Limited became a part-owner (25–50% of shares)
Companies House
26 June 2025
- Paul Frederick Tutin no longer holds 25–50% of the votes
- Paul Tutin Top Co Limited became a part-owner (25–50% of shares)
Companies House
2020
26 February 2020
- Mt Geoffrey Peter Taylor stopped being a part-owner
- Sms Corporate Partner Limited became a part-owner (25–50% of shares)
Companies House
25 February 2020
- Ralph Godley stopped being a part-owner
Companies House
2019
17 May 2019
- Changed its registered name from "Towerhouse Wealth Management Limited"
FCA register
2016
6 April 2016
- Mt Geoffrey Peter Taylor became a part-owner (25–50% of shares)
- Paul Frederick Tutin gained 25–50% of the votes
- Ralph Godley became a part-owner (25–50% of shares)
Companies House
2013
13 August 2013
- Changed its registered name from "Streets Wealth Management Ltd"
FCA register
2008
4 February 2008
- Became an appointed representative
FCA register
2007
1 May 2007
- Board replaced: its only director left and a new director took over
Companies House
1995
19 September 1995
- Incorporated at Companies House
Companies House
In the full report: all 47 events
- All 47 events in its history (17 shown here)
- Every director appointment and resignation: 30
Firms connected to Tower House Wealth Management
Other FCA-listed firms that share a director, phone number or address with Tower House Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 5
- share its postcode
- 4
In the full report: all 5 connected firms, named
- How each is linked: shared directors (5), the same postcode (4)
- Who links each one: the named directors, with dates
- 3 past links through former directors
Firms like Tower House Wealth Management
Other firms of the same type (financial adviser), nearest first.
In Lincoln
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Tower House Wealth Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 40 other companies its directors have run, named
- 3 background checks on its contact details
- All 47 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk