Towy Works Limited

Reference number: 1042270

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • TOWY WORKS LIMITED (FRN 1042270) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not TOWY WORKS.
  • Example: if TOWY WORKS refers you to a financial adviser, the advice should come from the principal firm, not from TOWY WORKS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When towyworks.co.uk first appeared online, and whether it can receive email
  • What kind of line 01267 236601 is
  • Who else gives the postcode SA31 3JR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 April 1906 (120 years old)
Registered office
Towy Works Limited, The Quay, Carmarthen, SA31 3JR, Wales
Nature of business
  • Other retail sale in non-specialised stores (SIC 47190)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Edwards Director Sep 1960 31 Jul 2020 8 other companies
Gareth Glyn Jones Director Jan 1980 31 Jul 2020 2 other companies
Malcolm Griffiths Director Nov 1975 22 Feb 2021 2 other companies
Mark Edwards Secretary Not published 31 Jul 2020 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
still active
8
run together
2

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£1.54m

+4.3% from £1.47m

Cash at bank

£160k

−76% from £671k

Owed within a year

£1.56m

+6.2% from £1.47m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00088430. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Towy Works’s history from the FCA register and Companies House, newest first.

2025

22 September 2025

  • Became an introducer appointed representative

FCA register

2020

31 July 2020

  • Board replaced: all 3 directors left and 2 new directors took over
  • Bowtree Limited took control (75–100% of shares)
  • Clive Mostyn McCall stopped being a part-owner
  • Nigel Ian McCall stopped being a part-owner
  • Paul David McCall stopped being a part-owner

Companies House

2016

5 September 2016

  • Clive Mostyn McCall became a part-owner (25–50% of shares)
  • Nigel Ian McCall became a part-owner (25–50% of shares)
  • Paul David McCall became a part-owner (25–50% of shares)

Companies House

1994

2 April 1994

  • Board replaced: both directors left and 3 new directors took over

Companies House

1906

17 April 1906

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (11 shown here)
  • Every director appointment and resignation: 11
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Firms like Towy Works

Other firms of the same type (retailer), nearest first.

In Carmarthen

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Towy Works

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 22 events in its history

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Frequently asked questions about this firm

Is Towy Works Limited FCA authorised?
Towy Works Limited (FRN 1042270) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Towy Works?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Towy Works Limited (FRN 1042270) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not Towy Works. Example: if Towy Works refers you to a financial adviser, the advice should come from the principal firm, not from Towy Works itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Towy Works’ phone number and website?
The FCA register lists the phone number 01267 236601 and the website towyworks.co.uk for Towy Works. If you were given different contact details, use these to check with the firm before going any further.
Is Towy Works a scam or clone?
Towy Works is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Towy Works?
Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for Towy Works's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Towy Works?
Towy Works is owned by Bowtree Limited, which holds 75–100% of shares and 75–100% of votes, since 31 July 2020. Before that, it was controlled by Mr Paul David McCall, Mr Clive Mostyn McCall and Mr Nigel Ian McCall.
Who runs Towy Works?
Companies House lists 3 directors of Towy Works: Mark Edwards, Gareth Glyn Jones and Malcolm Griffiths.
How long has Towy Works been in business?
The company was formed on 17 April 1906.
What do Towy Works’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.54m (+4.3% from £1.47m) and cash at bank of £160k (−76% from £671k).

Sources and links

The full report on Towy Works Limited

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