Tracey Pamela Gray

Reference number: 486954

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Appointed representative

Tracey Pamela Gray does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Tracey Pamela Gray (FRN 486954) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Tracey Pamela Gray's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Tracey Pamela Gray, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07990 510967

  • Address

    141 City Way, Rochester, Kent, ME1 2BE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07990 510967 is
  • Who else gives the postcode ME1 2BE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Tracey Gray Financial Services Trading name
  • Gatton-Gray Financial Services Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Tracey Pamela Gray’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2013

21 August 2013

  • Changed its registered name from "Gatton-Gray Financial Services"

FCA register

2008

1 August 2008

  • Became an appointed representative

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Firms like Tracey Pamela Gray

Other firms of the same type (financial adviser), nearest first.

In Rochester

AK Tax & Accountancy LtdRochesterAppointed representativeCastlerock Wealth ManagementRochesterAppointed representativeDoyle & Leigh Financial Services LtdRochesterAppointed representativeHallingway Financial Planning LtdRochesterAppointed representativeJack ThorntonRochesterAppointed representativeJoanna StickingsRochesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tracey Pamela Gray

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Tracey Pamela Gray FCA authorised?
Tracey Pamela Gray (FRN 486954) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tracey Pamela Gray?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tracey Pamela Gray (FRN 486954) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Tracey Pamela Gray's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tracey Pamela Gray, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tracey Pamela Gray’s phone number?
The FCA register lists the phone number 07990 510967 for Tracey Pamela Gray. If you were given different contact details, use these to check with the firm before going any further.
Is Tracey Pamela Gray a scam or clone?
Tracey Pamela Gray is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tracey Pamela Gray?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Tracey Pamela Gray's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Tracey Pamela Gray use any other names?
It trades as Tracey Gray Financial Services. It has previously used the name Gatton-Gray Financial Services.

Sources and links

The full report on Tracey Pamela Gray

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