Trailfinders Limited

Reference number: 413814

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Trailfinders Limited (FRN 413814) is an AR of CAMPBELL IRVINE LIMITED (FRN 306242). When you use Trailfinders's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Trailfinders, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When trailfinders.com first appeared online, and whether it can receive email
  • What kind of line 020 7795 4500 is
  • Who else gives the postcode W8 6FT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Campbell Irvine Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
11 March 1971 (55 years old)
Registered office
48 Earls Court Road, London, W8 6FT
Nature of business
  • Business and domestic software development (SIC 62012)
  • Travel agency activities (SIC 79110)
  • Tour operator activities (SIC 79120)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Charles Raymond Director Jul 1962 1 Jan 1999 2 other companies
Edwin Robert Lee Director Aug 1949 15 Nov 2001 33 other companies
Tristan Patrick Gooley Director Oct 1973 1 Sep 2004 None
Nikki Davies Director Jun 1968 2 Sep 2010 None
Toby Michael Kelly Director Mar 1974 1 Mar 2013 None
Mark William West Director Oct 1971 1 Mar 2013 None
Russell Mchardy Director Apr 1967 1 Jun 2014 None
David Andrew Ness Director Apr 1977 28 Apr 2015 None
Ross Simpson Director May 1979 1 Jan 2017 None
Jeremy Colin Latimer Director Jan 1972 14 Mar 2019 None
Simon John Wheeler Director Dec 1973 1 Aug 2020 None
John Sheffer Director Jun 1970 1 Jul 2021 None
John Christopher O'Dowd Director Apr 1974 13 Apr 2022 2 other companies
Suzannah Elizabeth Reed Gilfillan Director Jun 1986 16 Dec 2024 None
Dalia Urbanaviciute Director Jan 1985 1 Sep 2025 None
Edward Rutherford Bailey Director May 1990 30 Apr 2026 None
Benjamin Peter Thomas Gibbons Director Jun 1987 12 Oct 2026 None
Michael David William Gooley (Sir) Director Oct 1936 Not published 6 other companies
John Christopher O'Dowd Secretary Not published 26 Aug 2025 –

Other companies run by these 18 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
39
closed down
12
is FCA-registered
1

In the full report: all 39 companies, named

  • What each company does, and whether it is still trading
  • Which of these 18 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 4 companies these 18 directors run together
  • All 41 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2022Full accountsAudited

Profit before tax

−£35.9m

No earlier figure to compare

Net assets

£286.7m

No earlier figure to compare

Cash at bank

£175.9m

No earlier figure to compare

Employees (average)

914

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01004502. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Trailfinders’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Michael David William Gooley gained significant control
  • Trailfinders Group Limited took control (75–100% of shares)

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

1971

11 March 1971

  • Incorporated at Companies House

Companies House

In the full report: all 59 events

  • All 59 events in its history (4 shown here)
  • Every director appointment and resignation: 55
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Firms connected to Trailfinders

Other FCA-listed firms that share a director, phone number or address with Trailfinders. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Trailfinders

Other firms of the same type (insurance broker), nearest first.

In the West London (W) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Trailfinders

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 39 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 59 events in its history

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Frequently asked questions about this firm

Is Trailfinders Limited FCA authorised?
Trailfinders Limited (FRN 413814) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Trailfinders?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Trailfinders Limited (FRN 413814) is an AR of CAMPBELL IRVINE LIMITED (FRN 306242). When you use Trailfinders's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Trailfinders, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Trailfinders’ phone number and website?
The FCA register lists the phone number 020 7795 4500 and the website trailfinders.com for Trailfinders. If you were given different contact details, use these to check with the firm before going any further.
Is Trailfinders a scam or clone?
Trailfinders is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Trailfinders?
Protection works through Campbell Irvine Limited, the principal firm responsible for Trailfinders's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Trailfinders?
Trailfinders is owned by Trailfinders Group Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs Trailfinders?
Companies House lists 18 directors of Trailfinders: Matthew Charles Raymond, Edwin Robert Lee, Tristan Patrick Gooley, Nikki Davies, Toby Michael Kelly, Mark William West and 12 more.
How long has Trailfinders been in business?
The company was formed on 11 March 1971.
What do Trailfinders’ latest accounts show?
Its latest accounts, to 28 February 2022, show profit before tax of −£35.9m (no earlier figure to compare) and net assets of £286.7m (no earlier figure to compare).

Sources and links

The full report on Trailfinders Limited

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