Transcard Payments Ltd

Reference number: 1007133

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 2 background checks

  • When transcard.com first appeared online, and whether it can receive email
  • Who else gives the postcode WA14 2DT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Transcard Trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • 7. Payment initiation services
  • 8. Account information services

Limits on what they may do

  • Provision of payment services
    The firm will not provide payment services to an individual who is acting for purposes other than a trade, business or profession.
  • Agents
    The firm will not appoint any agents.
  • Director or person responsible for management at the firm
    The firm will appoint a UK based independent non-executive director to the board within 6 months of authorisation.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14759455
Company status
Active
Company type
Private limited company
Incorporated
27 March 2023 (3 years old)
Registered office
3rd Floor 1 Ashley Road, Altrincham, Cheshire, WA14 2DT, United Kingdom
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
Gregory Kent Bloh Director Jan 1966 27 Mar 2023 None
Gary Embleton Director Feb 1983 27 Mar 2023 None
Neil Christian Gregory Director May 1972 27 Mar 2023 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2024Full accountsAudited

Net assets

−£282k

No earlier figure to compare

Cash at bank

£53.4k

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£335k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £282k more than it owned.

* Cash at bank usually includes customers’ money.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14759455. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Transcard Payments’s history from the FCA register and Companies House, newest first.

Key events (8) All events (12)

2024

5 December 2024

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Agents)
  • FCA imposed a requirement (Director or person responsible for management at the firm)
  • FCA imposed a requirement (Provision of payment services)
  • Became an authorised payment institution

FCA register

2023

27 March 2023

  • Incorporated at Companies House
  • Janice Fuller became a part-owner (25–50% of shares)
  • Max Fuller became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms like Transcard Payments

Other firms of the same type (payment or money transfer firm), nearest first.

In Altrincham

PayStream Accounting Services LimitedAltrinchamRegisteredBlackstone Solicitors LimitedAltrinchamRegisteredThe Good Box Co Labs LtdAltrinchamRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Transcard Payments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 12 events in its history

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Frequently asked questions about this firm

Is Transcard Payments Ltd FCA authorised?
Yes, Transcard Payments Ltd (FRN 1007133) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2024 and works as a payment or money transfer firm. The FCA has placed 3 limits on what it may do.
What is Transcard Payments’ website?
The FCA register lists the website transcard.com for Transcard Payments. If you were given different contact details, use these to check with the firm before going any further.
Is Transcard Payments a scam or clone?
Transcard Payments is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Transcard Payments?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Transcard Payments to the Financial Ombudsman Service, free of charge.
Who owns Transcard Payments?
Companies House lists 2 people with significant control of Transcard Payments: Janice Fuller (25–50% of shares) and Max Fuller (25–50% of shares).
Who runs Transcard Payments?
Companies House lists 3 directors of Transcard Payments: Gregory Kent Bloh, Gary Embleton and Neil Christian Gregory.
How long has Transcard Payments been in business?
The company was formed on 27 March 2023, and has held its current FCA authorisation since December 2024.
What do Transcard Payments’ latest accounts show?
Its latest accounts, to 31 March 2024, show net assets of −£282k (no earlier figure to compare) and cash at bank of £53.4k (no earlier figure to compare).
Does Transcard Payments use any other names?
It trades as Transcard.

Sources and links

The full report on Transcard Payments Ltd

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