Tree View Finance Limited

Reference number: 687405

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Rural Finance Limited Reference number: 630701 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Tree View Finance Limited (FRN 687405) is an AR of Rural Finance Limited (FRN 630701). When you use Tree View Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Tree View Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07901 711665

  • Address

    Tree View, St Mary's Way, Brownshill, Stroud, Gloucestershire, GL6 8SW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07901 711665 is
  • Who else gives the postcode GL6 8SW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rural Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04230814
Company status
Active
Company type
Private limited company
Incorporated
7 June 2001 (25 years old)
Registered office
Vine Farm, Saint Marys Way, Brownshill, Stroud, Gloucestershire, GL6 8SW
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Wightman Director Jun 1962 7 Jun 2001 3 other companies
Jane Mahoney-Wightman Director Feb 1966 20 Mar 2022 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4
are FCA-registered
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£1.05m

+7.6% from £973k

Cash at bank

£8,803

−45% from £16.1k

Employees (average)

1

−50% from 2

Owed within a year

£770k

−2.9% from £793k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04230814. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tree View Finance’s history from the FCA register and Companies House, newest first.

2022

20 March 2022

  • Jane Mahoney-wightman appointed as a director

Companies House

2016

6 April 2016

  • Mark Wightman took control (75–100% of shares)

Companies House

2015

21 April 2015

  • Became an appointed representative

FCA register

2001

7 June 2001

  • Incorporated at Companies House
  • Mark Wightman appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Tree View Finance

Other FCA-listed firms that share a director, phone number or address with Tree View Finance. A link shows who the firm is tied to, not whether either can be trusted.

past links
2

In the full report: all 0 connected firms, named

  • 2 past links through former directors
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Firms like Tree View Finance

Other firms of the same type (credit broker), nearest first.

In Stroud

CKJCNC LtdStroudAppointed representativeJaybee Plant Sales LimitedStroudAppointed representativemichael scott daviesStroudAuthorisedBDP Imports LimitedStroudAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tree View Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Tree View Finance Limited FCA authorised?
Tree View Finance Limited (FRN 687405) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tree View Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tree View Finance Limited (FRN 687405) is an AR of Rural Finance Limited (FRN 630701). When you use Tree View Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tree View Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tree View Finance’s phone number?
The FCA register lists the phone number 07901 711665 for Tree View Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Tree View Finance a scam or clone?
Tree View Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tree View Finance?
Protection works through Rural Finance Limited, the principal firm responsible for Tree View Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tree View Finance?
Companies House lists one person with significant control of Tree View Finance: Mr Mark Wightman (75–100% of shares).
Who runs Tree View Finance?
Companies House lists 2 directors of Tree View Finance: Mark Wightman and Jane Mahoney-Wightman.
How long has Tree View Finance been in business?
The company was formed on 7 June 2001.
What do Tree View Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.05m (+7.6% from £973k) and cash at bank of £8,803 (−45% from £16.1k).

Sources and links

The full report on Tree View Finance Limited

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