Tribe Mortgages Limited

Reference number: 944529

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Tribe Mortgages Limited (FRN 944529) is an AR of HL Partnership Limited (FRN 303397). When you use Tribe Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Tribe Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tribemortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line +44079 is
  • Who else gives the postcode L19 2PH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13100277
Company status
Active
Company type
Private limited company
Incorporated
29 December 2020 (5 years old)
Registered office
Unit 5 Mersey House, 140 Speke Road, Liverpool, Merseyside, L19 2PH, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Edward King Director Jul 1985 29 Dec 2020 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£26.1k

−5.7% from £27.7k

Cash at bank

£3,509

−33% from £5,228

Employees (average)

2

+100% from 1

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13100277. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tribe Mortgages’s history from the FCA register and Companies House, newest first.

2021

8 February 2021

  • Became an appointed representative
  • Began trading as "Tribe Mortgages"

FCA register

2020

29 December 2020

  • Incorporated at Companies House
  • Steven Edward King took control (75–100% of shares)
  • Steven Edward King appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Tribe Mortgages

Other FCA-listed firms that share a director, phone number or address with Tribe Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Tribe Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Liverpool

Abode Financial Services LimitedLiverpoolAppointed representativeCaroline SeddonLiverpoolAppointed representativeChristopher Brian PeakeLiverpoolAppointed representativeCRC Mortgages LtdLiverpoolAppointed representativeFrank McCannLiverpoolAppointed representativei4 Finance LimitedLiverpoolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tribe Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Tribe Mortgages Limited FCA authorised?
Tribe Mortgages Limited (FRN 944529) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tribe Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tribe Mortgages Limited (FRN 944529) is an AR of HL Partnership Limited (FRN 303397). When you use Tribe Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tribe Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tribe Mortgages’ phone number and website?
The FCA register lists the phone number +44079 and the website TRIBEMORTGAGES.CO.UK for Tribe Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Tribe Mortgages a scam or clone?
Tribe Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tribe Mortgages?
Protection works through HL Partnership Limited, the principal firm responsible for Tribe Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tribe Mortgages?
Companies House lists one person with significant control of Tribe Mortgages: Mr Steven Edward King (75–100% of shares).
Who runs Tribe Mortgages?
Companies House lists one director of Tribe Mortgages: Steven Edward King.
How long has Tribe Mortgages been in business?
The company was formed on 29 December 2020.
What do Tribe Mortgages’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £26.1k (−5.7% from £27.7k) and cash at bank of £3,509 (−33% from £5,228).

Sources and links

The full report on Tribe Mortgages Limited

£19.99 · Instant PDF download

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