Trio Group (North West) Limited

Reference number: 1033790

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Trio Group (North West) Limited (FRN 1033790) is an AR of TMG Direct Limited (FRN 786245). When you use Trio Group (North West)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Trio Group (North West), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07753 400984

  • Address

    Suite 6B, The Quad, 53 Gibfield Park Avenue, Atherton, Manchester, Wigan, M46 0SY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07753 400984 is
  • Who else gives the postcode M46 0SY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Trio Money Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15868109
Company status
Active
Company type
Private limited company
Incorporated
31 July 2024 (2 years old)
Registered office
Suite 6b The Quad, 53 Gibfield Park Avenue, Atherton, M46 0SY, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Charlotte Daisy Crook Director Nov 1985 31 Jul 2024 None
Christopher Gerrard Director Oct 1949 31 Jul 2024 3 other companies
Sarah Jane Gerrard Director Apr 1975 31 Jul 2024 None
Scott Webster Director Feb 1977 31 Jul 2024 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2026Micro-entity accountsNot audited

Net assets

£8,179

Up £7,252 from £927

Employees (average)

5

+67% from 3

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15868109. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Trio Group (North West)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2025

16 June 2025

  • Became an appointed representative

FCA register

2024

31 July 2024

  • Incorporated at Companies House
  • Charlotte Daisy Crook gained significant control
  • Christopher Gerrard gained significant control
  • Sarah Jane Gerrard gained significant control
  • Scott Webster gained significant control

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Trio Group (North West)

Other FCA-listed firms that share a director, phone number or address with Trio Group (North West). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Trio Group (North West)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Manchester

ClearScore Home Lending LimitedManchesterAppointed representativeAndrew LawrensonManchesterAppointed representativeAnthony MorrisManchesterAppointed representativeBell Financial Solutions LtdManchesterAppointed representativeBusy Bee Commercial Finance LimitedManchesterAppointed representativeCaldermont Private Finance LtdManchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Trio Group (North West)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 11 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Trio Group (North West) Limited FCA authorised?
Trio Group (North West) Limited (FRN 1033790) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Trio Group (North West)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Trio Group (North West) Limited (FRN 1033790) is an AR of TMG Direct Limited (FRN 786245). When you use Trio Group (North West)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Trio Group (North West), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Trio Group (North West)’s phone number?
The FCA register lists the phone number 07753 400984 for Trio Group (North West). If you were given different contact details, use these to check with the firm before going any further.
Is Trio Group (North West) a scam or clone?
Trio Group (North West) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Trio Group (North West)?
Protection works through TMG Direct Limited, the principal firm responsible for Trio Group (North West)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Trio Group (North West)?
Companies House lists 4 people with significant control of Trio Group (North West): Mr Scott Webster (significant influence or control), Miss Sarah Jane Gerrard (significant influence or control), Mrs Charlotte Daisy Crook (significant influence or control) and Mr Christopher Gerrard (significant influence or control).
Who runs Trio Group (North West)?
Companies House lists 4 directors of Trio Group (North West): Charlotte Daisy Crook, Christopher Gerrard, Sarah Jane Gerrard and Scott Webster.
How long has Trio Group (North West) been in business?
The company was formed on 31 July 2024.
What do Trio Group (North West)’s latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £8,179 (up £7,252 from £927).
Does Trio Group (North West) use any other names?
It trades as Trio Money.

Sources and links

The full report on Trio Group (North West) Limited

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