Trowlock Wealth Management LLP: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 13 years
Protected through the principal
No FCA actions
Active company since 2013

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Trowlock Wealth Management LLP (FRN 597650) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Trowlock Wealth Management's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Trowlock Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

trowlockwm.co.uk (opens in a new tab)
Phone number

020 8614 4450
Address

Devoncroft House, 85 High Street, Esher, Surrey, KT10 9QA, United Kingdom

In the full report: 3 background checks

When trowlockwm.co.uk first appeared online, and whether it can receive email
What kind of line 020 8614 4450 is
Who else gives the postcode KT10 9QA

FCA permissions and consumer protection

Protection through the principal firm
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: OC381930 (opens Companies House in a new tab)
Company status: Active
Company type: Limited liability partnership
Incorporated: 25 January 2013 (13 years old)
Registered office: 1 Devoncroft House, 85 High Street, Esher, Surrey, KT10 9QA, United Kingdom

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Stephen Edward Charles Scutcher	LLP designated member	Feb 1969	25 Jan 2013	3 other companies
Helen Angela Scutcher	LLP member	Jul 1967	25 Jan 2013	3 other companies
Sylvia Scutcher	LLP member	Aug 1939	1 Apr 2018	None
Martina Gadringer	LLP designated member	May 1971	1 Jan 2019	None
Liberty Grace Scutcher	LLP member	Mar 2001	31 Dec 2024	1 other company

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 6
closed down: 1
run together: 1

In the full report: all 6 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 5 directors run together
All 10 people who have ever been directors, with their dates

Key dates in its history

Trowlock Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (3) All events (18)

2016

6 April 2016

Stephen Edward Charles Scutcher gained 50–75% of the votes

Companies House

2013

20 March 2013

Became an appointed representative

FCA register

25 January 2013

Incorporated at Companies House

Companies House

In the full report: all 18 events

All 18 events in its history (3 shown here)
Every director appointment and resignation: 15

Firms connected to Trowlock Wealth Management

Other FCA-listed firms that share a director, phone number or address with Trowlock Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Trowlock Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Esher

Alison MorrisEsherAppointed representative Balance Financial Planning LimitedEsherAppointed representative Daniel MayoEsherAppointed representative Partridge Muir & Warren LimitedEsherAuthorised Platinum Financial Planning & IFA LimitedEsherAuthorised Taylormade Financial Planning LLPEsherAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Trowlock Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

6 other companies its directors have run, named
3 background checks on its contact details
All 18 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Trowlock Wealth Management LLP FCA authorised?

Trowlock Wealth Management LLP (FRN 597650) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Trowlock Wealth Management?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Trowlock Wealth Management LLP (FRN 597650) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Trowlock Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Trowlock Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Trowlock Wealth Management’s phone number and website?

The FCA register lists the phone number 020 8614 4450 and the website trowlockwm.co.uk for Trowlock Wealth Management. If you were given different contact details, use these to check with the firm before going any further.

Is Trowlock Wealth Management a scam or clone?

Trowlock Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Trowlock Wealth Management?

Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Trowlock Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Trowlock Wealth Management?

Companies House lists one person with significant control of Trowlock Wealth Management: Mr Stephen Edward Charles Scutcher (50–75% of votes).

Who runs Trowlock Wealth Management?

Companies House lists 5 directors of Trowlock Wealth Management: Stephen Edward Charles Scutcher, Helen Angela Scutcher, Sylvia Scutcher, Martina Gadringer and Liberty Grace Scutcher.

How long has Trowlock Wealth Management been in business?

The company was formed on 25 January 2013.